F&I Manager (Business Manager)

Sunset Ford of Waterloo•Waterloo, IL
•Onsite

About The Position

Sunset Ford has been a cornerstone of the automotive industry since 1912. Our Waterloo, IL location is seeking an F&I Manager who takes pride in driving PVR & PPR while maintaining the highest levels of integrity and customer satisfaction. While your primary focus will be protecting the dealership, providing excellent customer care & maximizing finance profitability, we are looking for a versatile leader. You aren't just a "finance person"—you are a key player in the management team with the ability to step out and assist on the sales desk when needed. If you are a closer who thrives on structuring deals and winning with lenders, you belong at Sunset Ford of Waterloo. We're only 15 minutes from South County!

Requirements

  • At least 2+ years of experience as a high-performing Automotive F&I Manager.
  • Proficiency in desking deals and appraising vehicles; you understand the math of the deal from both sides of the glass.
  • Expert knowledge of DMS systems, menu software, and appraisal tools.
  • A commitment to transparency and the "Sunset Ford" way of doing business.
  • Must possess a valid driver's license and have a satisfactory driving record.
  • Applicants must be willing to submit to a pre-employment background check and drug test.

Responsibilities

  • Execute a professional menu-selling process to maximize PVR and maintain high penetration rates for VSCs, GAP, and ancillary products.
  • Build and leverage aggressive relationships with local and national lenders to secure the best rates and fast approvals for all credit tiers.
  • Act as a strategic partner to the sales floor—desking deals, structuring financing options, and performing professional trade-in appraisals to ensure we own our inventory correctly.
  • Ensure 100% accuracy and compliance with all state and federal regulations; your deal jackets must be "bulletproof."
  • Take personal ownership of Contracts-In-Transit to ensure the dealership’s cash flow remains optimal.
  • Provide "turns" and coaching to the sales team to improve deal structure and handoff quality.

Benefits

  • 100% PAID Employee Medical, Dental, & Vision Insurance for full-time employees
  • Retirement 401k: Immediate and Automatic Enrollment
  • PAID Vacation
  • Competitive Pay: A high-reward plan designed for top-tier earners with experience.
  • Paid Training and Certifications
  • Employee Pricing: Exclusive pricing on New & Used Cars.
  • Employee Discounts: Significant savings on Parts & Service.
  • Referral Bonuses
  • Friendly Team Atmosphere: A 5th-generation family business where you are a valued leader, not just a number.
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