Remote | Excess & Specialty Insurance Underwriting Consultant — $80–$100/hour

24-Mag•New York, NY

1d•Remote

About The Position

We are sharing a specialised part-time consulting opportunity for U.S.-based insurance professionals with direct underwriting experience in the Excess & Specialty Insurance market, especially SME and commercial accounts, risk selection, pricing, coverage structuring, and portfolio management. This role supports current and upcoming remote consulting opportunities focused on specialty insurance underwriting review, SME/commercial risk analysis, underwriting scenario evaluation, domain-specific deliverable creation, peer review, and high-quality project execution. Selected professionals will apply their underwriting expertise to assess realistic insurance scenarios and provide structured input grounded in real market experience.

Requirements

Current location in the United States
3+ years of experience in Excess & Specialty Insurance underwriting, with 5+ years preferred
Direct experience underwriting SME or commercial risks
Strong understanding of risk selection, pricing, coverage structuring, portfolio management, and market appetite
Experience at specialty carriers, MGAs, wholesale brokers, E&S platforms, or similar insurance organizations
Ability to evaluate underwriting scenarios with practical market judgment
Strong written communication skills and ability to provide clear technical feedback
Ability to work independently in a remote, project-based environment

Nice To Haves

Experience in excess casualty, professional liability, management liability, cyber, environmental, excess property, E&S general liability, construction, or transportation specialty risks
Experience reviewing submissions, loss runs, exposure data, coverage forms, pricing indications, underwriting guidelines, or broker materials
Experience with portfolio review, risk appetite decisions, account-level underwriting, or specialty market placement
Background at leading specialty carriers, MGAs, wholesale brokers, or E&S-focused platforms
Availability for an initial short-term pilot with potential follow-on work
Academic backgrounds in insurance, risk management, finance, business, economics, law, accounting, or related fields may be relevant
Insurance designations or training such as CPCU, AU, ARM, RPLU, AINS, or comparable credentials may be helpful depending on project scope

Responsibilities

Review scenarios involving SME and commercial risks in the Excess & Specialty Insurance market
Assess risk selection, pricing logic, coverage structure, underwriting assumptions, and portfolio implications
Apply real-world underwriting judgment to evaluate whether outputs are commercially realistic and technically sound
Identify gaps in risk analysis, pricing rationale, coverage reasoning, or market-specific judgment
Evaluate materials involving specialty insurance lines such as excess casualty, professional liability, management liability, cyber, environmental, excess property, E&S general liability, construction, or transportation specialty risks
Review underwriting scenarios involving submissions, exposures, account characteristics, coverage terms, and market appetite
Assess whether recommendations align with specialty underwriting standards and commercial risk considerations
Provide subject-matter feedback based on direct experience with SME/commercial underwriting
Create professional deliverables related to common requests within specialty insurance underwriting
Review peer-developed deliverables for accuracy, clarity, completeness, and practical relevance
Provide clear written feedback that improves technical quality and underwriting realism
Maintain consistent review standards across submitted materials