Equipment Finance Structuring - VP or Director

Truist Bank•Hunt Valley, MD

2d•Onsite

About The Position

The Equipment Finance Structuring team structures, underwrites, packages and closes equipment finance lease, and loan transactions. This requires in-depth quantitative and qualitative analysis to obtain Truist's balance sheet commitment as well as supporting distribution risk decisions. The role involves structuring, underwriting, packaging, and closing transactions, mentoring junior talent, performing thorough qualitative and quantitative analysis to identify and quantify transaction risk, negotiating legal documents, complying with risk policies and procedures, and collaborating with various internal partners to ensure seamless execution. The position also requires demonstrating Truist culture and values.

Requirements

BA/BS degree
7-11 years of related work experience (for VP)
11-15 years of related work experience (for Director)
Strong technical skills, (including financial analysis, modeling,)
Demonstrated analytical skills - ability to distill complex data into concise and relevant issues
Strong interpersonal skills which foster teamwork, trust and accountability
Demonstrated ability to collaborate across functional areas to facilitate execution
Solid subject matter expertise including knowledge of industry drivers, product positioning, structuring and risk mitigation (for Director)
Demonstrated ability to collaborate across functional areas to resolve complex issues (for Director)
Strong interpersonal skills which foster teamwork, trust, creativity/innovation and accountability (for Director)
Ability to communicate clearly, concisely and insightfully (for Director)

Nice To Haves

MBA degree, with a Finance focus
Capital markets or other product structuring/underwriting experience

Responsibilities

Underwrite, package and close EF transactions
Begin to exhibit independent structuring thoughts
Mentor, coach and develop junior talent
Demonstrate thorough qualitative and quantitative analysis; identify, quantify, and prioritize transaction risk
Negotiate basic legal documents
Comply with risk policies and procedures
Work with originations, portfolio management, legal, compliance and risk partners to facilitate seamless execution
Demonstrate Truist culture and values
Structure, underwrite, negotiate, package and close EF transactions
Demonstrate in depth qualitative and quantitative analysis culminating in structures that balance client needs with risk appetite; identify, quantify, prioritize and mitigate transaction risk
Negotiate legal documents