Environmental Risk Officer II

Truist Bank • Atlanta, GA

2d

About The Position

The Environmental Risk Officer II independently evaluates environmental risks associated with real estate collateral, determines appropriate environmental due diligence, and ensures the quality and integrity of the environmental review process. The role provides well-supported risk conclusions and mitigation recommendations to support credit decisions and manages assignments with elevated complexity, including the most complex environmental matters. It also serves as a technical resource to business units, credit teams, consultants, and less experienced teammates.

The position reviews environmental assessments and related technical documentation; develops and oversees risk-based action plans; coordinates with internal and external stakeholders; and evaluates consultant quality. It also supports environmental risk policies and procedures, monitors emerging environmental risks and regulatory developments, mentors teammates, and maintains accurate documentation of reviews and conclusions. Truist may consider candidates in approved remote work locations outside the posted office locations.

Requirements

• Bachelor’s degree or an equivalent combination of education and relevant professional experience.
• Five or more years of relevant environmental experience, including at least three years reviewing, preparing, or managing environmental site assessments under applicable ASTM standards.
• Demonstrated knowledge of environmental due diligence and risk assessment, including evaluation of commercial real estate conditions and selection of investigation and mitigation strategies.
• Working knowledge of CERCLA and other applicable environmental regulatory requirements, including liability considerations and protections for owners, purchasers, and secured lenders.
• Ability to independently analyze complex environmental information, exercise sound judgment, reach supported conclusions, and communicate recommendations for business and credit decisions.
• Ability to critically review environmental reports, regulatory information, consultant findings, and technical documentation and identify risks, data gaps, inconsistencies, and further due diligence needs.
• Strong written and verbal communication skills, including explaining complex environmental and regulatory topics to technical and non-technical audiences.
• Ability to manage multiple assignments, including complex and time-sensitive matters, prioritize work, exercise independent judgment, and meet deadlines.
• Ability to collaborate effectively with environmental consultants, business units, credit teams, legal counsel, and other stakeholders.
• Proficiency with Microsoft Office applications and ability to use technology and information systems for environmental review, documentation, research, and communication.

Nice To Haves

• Bachelor’s or graduate degree in environmental science, environmental engineering, geology, hydrogeology, chemistry, biology, or another field directly related to environmental risk assessment or due diligence.
• Relevant professional certification, licensure, or designation, such as PE, PG, CHMM, or another applicable environmental credential.
• Experience in environmental risk management or due diligence for a financial institution, commercial lender, or organization involved in real estate-secured lending.
• Experience evaluating complex environmental conditions involving contaminated properties, regulatory programs, remediation, environmental liability, or risk mitigation.
• Experience providing technical guidance, training, mentoring, or quality review of environmental due diligence work.

Responsibilities

• Independently determine the appropriate scope and level of environmental due diligence based on property, transaction, environmental conditions, and Bank requirements.
• Evaluate environmental risks associated with real estate collateral, determine whether risks meet established parameters, and communicate conclusions and mitigation recommendations supporting credit decisions.
• Develop and oversee risk-based action plans addressing environmental concerns, including further investigation, regulatory evaluation, remediation, insurance, controls, monitoring, and cost estimates.
• Order, review, and evaluate environmental assessments and technical documentation for accuracy, completeness, regulatory relevance, ASTM compliance, and consistency with approved scope.
• Manage elevated-risk, complex, or sensitive assignments, including matters involving significant contamination, regulatory involvement, remediation obligations, redevelopment, multiple properties, or complex transactions.
• Coordinate with consultants, business units, legal counsel, credit teams, property owners, and other stakeholders to resolve due diligence deficiencies and environmental issues.
• Evaluate consultant quality and performance, provide feedback, and recommend firms for addition, retention, restriction, or removal from the approved consultant program.
• Provide technical consultation and training on environmental due diligence, risk mitigation, regulatory requirements, and Bank policies and procedures.
• Maintain advanced knowledge of environmental risk practices, federal and state requirements, CERCLA liability and defenses, lender protections, and ASTM standards.
• Assist in developing, interpreting, implementing, and revising environmental risk policies, procedures, guidance, tools, and quality-control practices.
• Identify emerging environmental risks, regulatory developments, and industry trends relevant to real estate collateral, lending, and Bank practices.
• Mentor and guide less experienced teammates, promote consistent application of requirements, and assist in reviewing or escalating complex assignments.
• Maintain complete, accurate, and timely documentation of reviews, conclusions, actions, approvals, and resolutions in Bank systems.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation during the first year, prorated as applicable
• 10 sick days, prorated as applicable
• Paid holidays
• May be eligible for a defined benefit pension plan, restricted stock units, and/or deferred compensation plan, depending on position and division

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level