Environmental Risk Officer II

Truist • Atlanta, GA

4d

About The Position

Independently evaluates environmental risks associated with real estate collateral, determines appropriate levels of environmental due diligence, and ensures the quality and integrity of the environmental review process. Provides clear, well-supported risk conclusions and mitigation recommendations to support credit decisions. Manages elevated-complexity assignments, including the most complex environmental matters, and serves as a technical resource to business units, credit teams, consultants, and less experienced teammates.

The role includes determining the appropriate scope of environmental due diligence; assessing collateral risks against established risk parameters; developing and overseeing risk-based action plans; and ordering, reviewing, and evaluating environmental assessments and related technical documentation. It also manages complex and sensitive assignments, coordinates with consultants and stakeholders, assesses consultant performance, and provides technical consultation and training.

The position maintains advanced knowledge of environmental risk practices, applicable regulatory requirements, CERCLA liability and defenses, lender protections, and ASTM standards. It assists with environmental policies, procedures, guidance, tools, and quality-control practices; monitors emerging risks and regulatory developments; mentors less experienced teammates; and maintains complete and timely review documentation.

Requirements

• Bachelor’s degree or equivalent combination of education and relevant professional experience.
• Five or more years of relevant environmental experience, including at least three years reviewing, preparing, or managing environmental site assessments conducted under applicable ASTM standards.
• Knowledge of environmental due diligence and risk assessment, including evaluating conditions affecting commercial real estate and determining investigation and mitigation strategies.
• Working knowledge of CERCLA and other applicable environmental requirements, including liability considerations and protections for real estate owners, purchasers, and secured lenders.
• Ability to independently analyze complex environmental information, exercise sound judgment, reach well-supported conclusions, and communicate recommendations supporting business and credit decisions.
• Ability to critically review environmental reports, regulatory information, consultant findings, and technical documentation and identify material risks, data gaps, inconsistencies, and further due diligence requirements.
• Strong written and verbal communication skills, including the ability to explain complex environmental and regulatory matters to technical and non-technical audiences.
• Ability to manage multiple assignments, including complex and time-sensitive matters, prioritize work, exercise independent judgment, and meet deadlines.
• Ability to collaborate effectively with consultants, business units, credit teams, legal counsel, and other stakeholders.
• Proficiency with Microsoft Office applications and ability to use technology and information systems for environmental review, documentation, research, and communication.

Nice To Haves

• Bachelor’s or graduate degree in environmental science, environmental engineering, geology, hydrogeology, chemistry, biology, or another field directly related to environmental risk assessment or due diligence.
• Relevant professional certification, licensure, or designation, such as PE, PG, CHMM, or another environmental credential applicable to the role.
• Experience in environmental risk management or due diligence for a financial institution, commercial lender, or other real estate-secured lender.
• Experience evaluating complex environmental conditions involving contaminated properties, regulatory programs, remediation, environmental liability, or risk mitigation.
• Experience providing technical guidance, training, mentoring, or quality review of environmental due diligence work.

Responsibilities

• Determine the appropriate scope and level of environmental due diligence based on property, transaction, environmental conditions, and Bank requirements.
• Evaluate environmental risks associated with real estate collateral, communicate risk conclusions, and recommend practical mitigation in support of credit decisions.
• Develop and oversee risk-based action plans addressing environmental concerns, including additional investigation, regulatory evaluation, remediation, insurance, controls, monitoring, and cost estimates.
• Order, review, and evaluate environmental assessments and technical documentation for accuracy, completeness, regulatory relevance, ASTM compliance, and consistency with approved scope.
• Manage assignments with elevated risk, complexity, or sensitivity, including matters involving significant contamination, regulatory involvement, remediation obligations, redevelopment, multiple properties, or complex transaction structures.
• Coordinate with consultants, business units, legal counsel, credit teams, property owners, and other stakeholders to resolve deficiencies and assess whether work adequately addresses identified risks.
• Evaluate environmental consultant quality and performance, provide feedback, and recommend firms for addition, retention, restriction, or removal from the approved consultant program.
• Provide technical consultation and training on environmental due diligence, risk mitigation, regulatory requirements, and Bank policies and procedures.
• Maintain advanced knowledge of environmental risk practices, applicable federal and state requirements, CERCLA liability and defenses, lender protections, and ASTM standards.
• Assist with developing, interpreting, implementing, and revising environmental risk policies, procedures, guidance, tools, and quality-control practices.
• Identify emerging environmental risks, regulatory developments, and industry trends affecting collateral, lending, or risk-management practices.
• Mentor less experienced teammates, promote consistent application of requirements, and assist with reviewing or escalating complex assignments.
• Maintain complete, accurate, and timely documentation of reviews, conclusions, required actions, approvals, and final resolutions in Bank systems.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation during the first year, prorated as applicable
• 10 sick days, prorated as applicable
• Paid holidays
• Depending on position and division, may be eligible for a defined benefit pension plan, restricted stock units, and/or deferred compensation plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level