Environmental Associate Broker

Howden•Rayne Township, PA
•$90,000 - $100,000

About The Position

Howden is seeking an Environmental Associate Broker to support its Environmental practice. The role works alongside senior brokers and producers to place and manage environmental insurance programs for clients across industries such as manufacturing, real estate, construction, energy, and waste management. The successful candidate will support new and renewal business through carrier marketing, policy analysis, and client service while developing technical expertise in environmental risk and coverage.

Requirements

  • 1–3 years of experience in insurance brokerage, underwriting, or a related environmental or risk management field.
  • An active Property & Casualty insurance license, or willingness to obtain one within an agreed timeframe.
  • Strong analytical, organizational, written, and verbal communication skills.
  • Ability to manage multiple accounts and competing deadlines.

Nice To Haves

  • Familiarity with environmental insurance coverage lines.
  • Bachelor’s degree.

Responsibilities

  • Prepare and submit marketing submissions to environmental carriers for new and renewal business, including pollution liability, contractor’s pollution liability, site pollution liability, and environmental impairment liability coverages.
  • Support negotiations with carrier partners regarding terms, conditions, and pricing.
  • Review policy forms, endorsements, and quotes for accuracy and completeness.
  • Maintain and service an assigned book of environmental accounts and act as a day-to-day point of contact for client inquiries.
  • Prepare renewal strategies, exposure summaries, and coverage comparisons in coordination with senior brokers.
  • Process policy changes, endorsements, and certificates of insurance.
  • Build and maintain working relationships with carrier underwriters in the environmental insurance market.
  • Collaborate with claims, account management, and other internal teams to deliver a consistent client experience.
  • Support client meetings and renewal presentations as needed.
  • Develop and maintain working knowledge of environmental coverage lines, regulatory considerations such as CERCLA and RCRA, and industry trends.
  • Stay current on environmental market conditions, carrier appetite, and emerging risk areas.

Benefits

  • Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts.
  • 401(k) retirement plan.
  • Flexible Paid Time Off.
  • Paid parental leave.
  • Life and disability insurance.
  • Commission-based incentive program.
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