Entry Level - Credit Analyst - To 55K - Waukesha, WI - Job 3749
About The Position
Our bank client is seeking to fill an Entry Level Credit Analyst role in the Waukesha, WI market. The position is responsible for the analysis of financial statements and other relevant factors that accurately assess the creditworthiness of new commercial credit requests and identify and mitigate key risks. This individual will present findings and recommendations in concise written reports that focus on cash flow and ability to repay, and include evaluation of collateral and appropriate structure and terms. The Commercial Credit Analyst performs ongoing reviews of the financial condition of existing commercial borrowers. This position offers a generous salary of up to $55K and a full benefits package. (This is not a remote position)
Requirements
- Bachelor's Degree in Finance, Accounting, Business, or equivalent experience.
- Strong understanding of accounting and/or finance concepts
- Knowledgeable of Microsoft Word and Excel.
- Possesses basic keyboarding skills and the ability to navigate in a Windows environment.
Responsibilities
- Responsible for preparing the basis and comprehensive credit analyses on commercial loans that facilitate the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans.
- Thoroughly analyzes the most complex commercial credits. Analyzing factors such as income growth, margins, trends, quality of management, market shares, industry risks, and collateral assessment. Submits credit approval documents to appropriate personnel for decision-making.
- Analyze & create loan presentations for the commercial loan committee.
- Assist lenders in evaluating credit proposals and proper structure.
- Grade new and existing loans.
- Prepare financial projections and stress tests.
- Present financial information to the loan committee and vote on loan presentations.
- Prepare audits on commercial loans for documentation and credit exceptions, and provide recommendations. Maintain a list of ongoing loan exceptions.
- Maintain a list of loans to be funded.
Benefits
- full benefits package
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Number of Employees
1-10 employees
