Entity Certification Analyst

AgWest Farm Credit•Spokane, WA

2d•Hybrid

About The Position

AgWest Farm Credit is hiring an Entity Certification Analyst I or II for its Loan and Lien Document Administration department in Spokane, Washington (Headquarters). This full-time role analyzes and certifies borrower entity documentation in support of loan origination and servicing, and reports to the Manager, Entity Certification. The position reviews organizational and formation documents to confirm an entity’s formation and good standing, and its authority to borrow, guarantee, pledge assets, and execute loan documents. It identifies material issues that could affect loan-document enforceability and recommends remediation. The analyst works with attorneys, lending staff, and other internal stakeholders to resolve certification issues; prepares internal certification forms and, as needed, custom borrowing authorizations and incumbency certificates; and supports process documentation and staff training. After an initial in-office training period, the role is eligible for coordinated hybrid flexibility and a one-time home office stipend. Occasional travel may be requested for conferences, training, or staff and team meetings outside standard travel requirements.

Requirements

Associate’s degree, paralegal certification, or equivalent experience and/or training.
Prior paralegal or loan documentation experience.
Demonstrated knowledge of business entities, including corporations, partnerships, limited liability companies, limited partnerships, and trusts, and experience reviewing organizational and formation documents.
Strong interpersonal and collaboration skills, with effective written and verbal communication.
Demonstrated analytical, problem-solving, organizational, and time-management abilities.
High attention to detail.
Ability to read, write, and present general business information at an advanced level.

Nice To Haves

Understanding of legal requirements for securing loans with real and personal property under real estate law and the Uniform Commercial Code (UCC).
Working knowledge of commercial lending documentation and closing processes.

Responsibilities

Review and evaluate borrower entity documentation to validate formation, good standing, and authority to borrow, guarantee, pledge assets, and execute loan documents.
Analyze organizational documents to identify material issues that could affect the enforceability of loan documentation and recommend remediation pathways.
Partner with attorneys on entity certification issues, complex matters, and alignment on risks and requirements.
Work with lending staff and other internal stakeholders to obtain clarification, guide the collection of supporting documentation, and resolve certification issues in a timely manner.
Prepare and complete internal entity certification forms and draft custom borrowing authorizations and incumbency certificates as needed.
Support updates to procedures, checklists, and best-practice guides.
Assist with developing materials and training lending staff on entity certification processes.
Perform duties in accordance with company policies, procedures, and internal controls.
Perform other duties as assigned.

Benefits

Medical, dental, and vision insurance.
Basic term life and AD&D insurance, fully paid for by the company.
15 vacation days, 15 sick days, 12 holidays, and 3 volunteer days annually.
401(k) plan with a 6% match plus a 3% employer contribution.
Employee Assistance Program.
Wellness Program.
One-time home office stipend for eligible hybrid work.
Relocation assistance for eligible candidates who must relocate to accept the position.
Vacation accrual rates increase with tenure.
Annual performance-based incentive target of 8% of base salary for Level I or 10% for Level II.