Director Risk TDS

TD Bank•Mount Laurel, NY

5d•Onsite

About The Position

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. Together, we are reimagining what banking can be for our clients, colleagues and communities. Recovery & Resolution Planning Oversight (RRPO) is seeking an experienced and highly motivated leader to support the continued build-out and execution of TD’s independent second-line oversight function for recovery and resolution planning. This is a high-impact role within Group Risk, focused on strengthening TD’s resilience and resolvability through independent review and challenge of recovery and resolution planning activities, regulatory compliance oversight, readiness assurance, issues management, and governance execution. The Director will be responsible for governance and oversight activities, program coordination, and review and challenge of recovery and resolution planning subject matter across Canadian and U.S. planning processes. The role supports oversight of plan content, related policies and procedures, regulatory compliance management, readiness and capabilities testing, crisis management processes, and subsidiary oversight activities. The successful candidate will work closely with Recovery and Resolution Planning teams, Corporate Treasury, Risk partners, Compliance, Regulatory Affairs, Internal Audit, and senior management to help formalize RRPO’s operating model, drive disciplined execution of oversight responsibilities, and support clear escalation of material risks, issues, and remediation activities.

Requirements

10+ years of relevant experience in risk management, recovery and resolution planning, regulatory compliance, treasury, liquidity risk, capital management, operational risk, governance, audit, or related financial services areas.
Experience operating in a large, complex financial institution with multiple legal entities, cross-border governance structures, and significant regulatory expectations.
Demonstrated experience supporting governance, oversight, review and challenge, issue management, regulatory remediation, or control execution activities.
Experience preparing materials for senior executives, governance committees, Internal Audit, regulators, or other control functions.
Strong understanding of recovery and resolution planning, liquidity and/or capital risk, financial contingency planning, crisis management, governance, regulatory compliance, or related risk management disciplines.
Knowledge of second-line oversight principles, effective challenge, risk assessment, control documentation, monitoring and testing, and regulatory issue remediation.
Ability to assess complex plan content, governance materials, regulatory requirements, management processes, and supporting evidence with sound judgment and attention to detail.
Strong analytical and communication skills, with the ability to translate complex risk and regulatory matters into clear, practical, and executive-ready conclusions.
Exceptional relationship management and influencing skills.
Proven ability to challenge constructively while maintaining strong business partnerships.
Strong executive presence, communication skills, and ability to operate effectively across all levels of the organization.
Demonstrated ability to lead through complexity and drive outcomes without direct authority.
Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics.
Series 7, 79 and 63

Nice To Haves

The ideal candidate is a disciplined, collaborative, and forward-looking risk professional who can provide effective challenge while building trusted relationships across first-line, second-line, and control function partners.
They are comfortable working through ambiguity, formalizing new processes, assessing complex regulatory and governance materials, and producing clear, well-supported conclusions for senior stakeholders.
This individual will play a key role in strengthening TD’s recovery readiness and resolvability by helping RRPO build a scalable, well-documented, and value-added second-line oversight model that supports regulatory confidence, disciplined execution, and enterprise resilience.

Responsibilities

Support the execution and continued build-out of RRPO’s independent second-line oversight model for recovery and resolution planning across TDBG and U.S. planning processes.
Provide independent review and challenge of recovery and resolution plan content, key assumptions, governance processes, capabilities, testing outcomes, and supporting documentation.
Coordinate oversight of recovery and resolution planning activities across risk partner groups, including Liquidity Risk, Capital Risk, Operational Risk, Compliance, Technology, Data, and Third-Party Risk, to support integrated and well-evidenced second-line challenge.
Support oversight of regulatory compliance management activities for in-scope recovery and resolution planning laws, rules, regulations, and regulatory guidance.
Track, assess, and escalate material risks, gaps, issues, audit findings, Road to Strong action plans, and remediation activities related to recovery and resolution planning.
Contribute to the development and maintenance of RRPO policies, procedures, standards, interaction models, role clarity, and documentation practices.
Monitor internal and external developments that may affect TD’s recovery readiness, crisis management capabilities, resolvability, or regulatory expectations.
Support governance routines, committee materials, management updates, escalation processes, and executive reporting related to recovery and resolution planning oversight.
Work with first-line RRP teams and subject matter experts to establish clear review timelines, challenge expectations, documentation standards, and closure processes.
Help formalize RRPO’s operating model, including coverage mapping, interaction protocols, review standards, and reliance arrangements with partner risk teams.
Support planning and execution of annual and ad-hoc oversight activities, including review and challenge of plan refreshes, capability testing, regulatory self-assessments, and monitoring activities.
Promote disciplined execution by maintaining clear action tracking, issue escalation, evidence retention, and management reporting practices.
Support RRPO’s regulatory compliance management responsibilities, including oversight of applicable recovery and resolution planning obligations, regulatory change processes, inventory and control mapping, training, monitoring, testing, reporting, and issue management.
Review and challenge remediation plans and management responses to internal audit findings, regulatory observations, self-identified issues, and Road to Strong commitments.
Maintain awareness of relevant regulatory expectations, including Canadian and U.S. recovery and resolution planning requirements and related supervisory guidance.
Partner with Compliance, Regulatory Affairs, Internal Audit, and first-line teams to support clear, well-documented, and timely responses to regulatory, audit, and control-related matters.
Build strong partnerships across the organization, including: Enterprise Recovery and Resolution Planning, U.S. Recovery and Resolution Planning, Corporate Treasury, Liquidity Risk Management, Capital Risk Management, Operational Risk, Regulatory Risk, Technology, Data, Third-Party Risk, and other specialist risk partners, Internal Audit, Senior management and governance committees.
Influence outcomes in a highly matrixed environment and drive alignment across stakeholder groups with different mandates, timelines, and regulatory expectations.