Director, Product Management - Deposit Products

Ameriprise Financial Services, LLC•Minneapolis, MN
•$131,000 - $180,100•Hybrid

About The Position

As Director, Product Management, Deposit Products, you will lead the strategy, performance, and lifecycle management of consumer checking, savings, and certificate of deposit products. You will shape product vision, influence enterprise priorities, and drive growth through pricing, analytics, customer acquisition, and innovation. This role offers significant exposure to senior leadership and the opportunity to deliver meaningful business and client impact across banking and wealth management.

Requirements

  • 10+ years of relevant experience, including 5+ years of consumer deposit product management or similar consumer banking product management experience
  • Bachelor’s degree in business, finance, economics, or a related field
  • Applicants must have a valid work authorization that does not now, or in the future, require visa sponsorship for employment in the United States (e.g., H-1B, F-1 CPT, F-1 OPT, TN).

Nice To Haves

  • Master’s degree in business, finance, economics, or a related field
  • Demonstrated success developing, launching, pricing, and scaling bank deposit products within complex financial services environments
  • Strong expertise in product management, deposit pricing, financial modeling, forecasting, profitability analysis, and data-driven decision making
  • Working knowledge of analytics, performance reporting, and customer behavior analysis
  • Experience partnering with marketing teams to design, measure, and optimize acquisition and engagement campaigns
  • Knowledge of wealth management organizations, core banking platforms, and fintech ecosystems
  • Exceptional leadership, communication, stakeholder management, collaboration, and influencing skills with a proven ability to lead cross-functional teams

Responsibilities

  • Develop and execute the long-term strategy, roadmap, and vision for consumer deposit products aligned with client, business, and enterprise objectives.
  • Lead the end-to-end product lifecycle, including ideation, research, business case, product design and requirements, launch, optimization, and governance.
  • Serve as senior product leader for complex cross-functional initiatives involving technology, operations, finance, marketing, risk, compliance, and sales partners.
  • Create deposit pricing strategies, forecasting, profitability management, balance growth, and financial performance monitoring in partnership with finance and treasury teams.
  • Leverage analytics, reporting, and customer insights to optimize product performance, acquisition, engagement, and lifetime value.
  • Ensure compliant, client-centered experiences by overseeing regulatory requirements, disclosures, policies, and risk management activities.
  • Communicate product strategy, results, risks, and recommendations to executive stakeholders while influencing decisions across the organization.
  • Lead, mentor, and develop high-performing product management teams, fostering accountability, innovation, and continuous improvement.

Benefits

  • vacation time
  • sick time
  • 401(k)
  • health, dental and life insurances
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