Director, Community Banking

First National Bank of Omaha•Kearney, NE

4d•Onsite

About The Position

The Community Banking Relationship Manager (RM) will deliver advice and value for business customers. They will enable business customer growth and retention in line with credit and risk strategies. The Relationship Manager will “bring the bank to the customer” by connecting business customers with appropriate products to include but not limited to, commercial deposit accounts, payment products, treasury services, business planning, and credit accounts. The Community Banking Relationship Manager will manage portfolio relationships matching the skills, knowledge, and experience of the RM to the needs of the customers in their geography framework. A summary of the customer persona is detailed below: Professionally Managed Business – “I’m preserving the tradition of my parents, and creating something even bigger for my kids”. Employment tenure – Lifetime Company size – 100+ employees Management style – Large, Closely held, Professionally managed. Deliver an Uncommon Understanding for customers and providing advice and value based on the customers financial needs and goals by; 30% time spent acquiring new business, 50% time spent growing existing business, and 20% time spent servicing exiting business. Be accountable for managing a portfolio of 50 relationships averaging $50M loans and accountable for managing a portfolio of 50 relationships averaging $50M deposits. Volume-based expectations will be measured per the RM dashboard/scorecard.

Requirements

Bachelor’s Degree or relevant experience
5+ years of successful commercial lending relationship management experience.
Ability to build and grow a diverse portfolio of business products with professionally managed businesses.
Customer-focused thinker
Strong customer and people relationship skills
Proficient credit analysis knowledge and skills
Proven experience prioritizing and handling multiple customer relationships at the same time.
Unrestricted work authorization and not require future sponsorship.

Responsibilities

Help customers be successful by understanding customer needs and matching with FNBO solutions.
Build a portfolio of business customers by delivering advice and value.
Build centers of influence (attorney, accountants, and other needed referral sources).
Guide, direct and facilitate solutions across all product specialties of the bank for their business customers.
Participate and be involved as an active community member.
Identify new business customer opportunities and solutions aligned to match customer needs.
Oversee portfolio quality focused on growth and retention in line with credit risk.
Facilitate product partners and support teams based on customer needs.
Negotiate terms and options with customer.
Qualify and document opportunities.
Set expectations with customer regarding timeline and product document requirements.
Leverage technology and tools consistently for data quality.
Use sales and prospecting tools and processes, effectively.
Partner with others across the diverse footprint of the enterprise to optimize referral opportunities to meet the needs of the business customer.
Collaborate with partners across the enterprise to fully optimize meeting the needs of the business customer to accelerate income and growth.
Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties.
Complete compliance training and adhere to internal procedures and controls, as required.
Report any known violations of compliance policy, laws, or regulations.
Report any suspicious customer and/or account activity.
Exhibit professional behavior and promote positive working relationships.
Maintain regular and predictable attendance.