Director, Commercial Mortgage Loans

Reinsurance Group of America • Des Peres, MO

6d • $126,710 - $188,840

About The Position

The Director, Commercial Mortgage Loans evaluates targeted commercial mortgage and equity real estate investments for RGA’s general account portfolio across assigned geographic regions of the continental United States. The role supports preliminary underwriting, loan sizing, pricing, negotiation, and closing of new commercial mortgage loans. It prepares underwriting packages and works with home office underwriters, analysts, closers, and real estate attorneys through investment closing.

The position also supports post-closing servicing and asset management, including borrower requests, collection efforts, and other loan- or property-related matters. It serves as a regional point of contact for borrowers, developers, mortgage bankers, brokers, and internal teams, and assists with portfolio surveillance and reporting on regional market trends.

Requirements

• Bachelor’s degree in Arts/Sciences (BA/BS), Business, Business Administration, Accounting, Finance, or Real Estate.
• At least 7 years of experience in commercial real estate lending or loan servicing.
• Intermediate proficiency in commercial lending, real estate, servicing, financial, and legal concepts.
• Intermediate proficiency in commercial loan valuations and property operating statement reviews.
• Customer-service orientation and responsiveness to internal and external customers.
• Computer skills, including Microsoft Office products, and experience with a commercial mortgage servicing system.
• Analytical and issue-resolution skills.
• Ability to work effectively in a team environment.
• Strong time-management skills and ability to meet deadlines.

Nice To Haves

• Experience with real estate-related software applications.
• Experience working in an insurance, reinsurance, or financial services company.
• CCIM designation.
• CFA designation.
• Strong oral and written communication skills.
• Knowledge of insurance company mortgage lending practices.

Responsibilities

• Prepare detailed investment submission packages for Managing Director review and submission to home office underwriters, including borrower and property information, market data, initial loan sizing, and recommended pricing.
• Evaluate commercial loan opportunities in the assigned regional territory against established lending criteria, and perform preliminary underwriting and loan sizing for Managing Director review and approval.
• Network with local and regional brokers, borrowers, and appraisers, and assist in managing regional relationships with borrowers, developers, mortgage bankers, and brokers.
• Assist the home office servicing manager with payment, tax, and insurance-related issues.
• Assist Asset Management with borrower requests, including loan assumptions, assignments, escrow draws, partial releases, and tenant lease-related activities, serving as a liaison between borrowers and the Asset Manager.
• Assist home office management with special servicing matters in the event of a loan default.
• Support the Regional VP in maintaining borrower, developer, mortgage banker, and broker relationships and act as the primary point of contact for follow-up items.
• Research, review, and analyze market and submarket data; prepare periodic reports on market trends and alert management to positive or negative trends.
• Assist with regional portfolio surveillance, quality ratings, annual inspections, and collection and analysis of annual property rent rolls and operating statements.
• Handle borrower- or property-related follow-up items.

Benefits

• Annual bonus plan available to all roles.
• Some positions are eligible to participate in a long-term equity incentive plan.
• Health, retirement, and other employee benefits.
• Opportunity to learn from diverse colleagues around the world.
• Respectful and welcoming environment that fosters individuality and encourages pioneering thought.
• Career potential and global opportunities.

What This Job Offers

• Job Type: Full-time
• Career Level: Director