Director, Capital Markets - Capital Allocation & Management

BMO • New York, NY

3d • $120,000 - $275,000

About The Position

The Director, Financial Resource and Risk Integration helps lead the translation of Capital Allocation & Management’s capital and resource framework into financial decision-making across Capital Markets. The role focuses on consistent financial taxonomy, holistic return measurement, capital velocity, and regulatory optimization of capital, liquidity, and funding. It partners with Investment & Corporate Banking, Global Markets, Risk, Finance, Treasury, and Technology to design and execute optimization and structuring strategies that improve financial resource utilization, support strategic growth, enhance risk-adjusted returns, and increase transparency and alignment. The position provides advisory support to leadership and contributes to enterprise-level planning, portfolio analytics, and capital decisions.

Capital Allocation & Management develops strategy, policy, and implementation to optimize financial resources, manage the credit portfolio, optimize regulatory capital, liquidity, and funding outcomes, enable differentiated structuring solutions, and support profitable growth and disciplined risk-adjusted returns. The function oversees capital planning, investment governance, booking strategy, transaction and portfolio structuring, and portfolio optimization across Global Markets, Investment & Corporate Banking, and infrastructure groups.

The role supports Capital Markets capital planning, investment governance, booking strategy, transaction structuring, capital velocity, and portfolio optimization, with a strong focus on U.S. growth. It assesses regulatory, tax, funding, liquidity, and credit portfolio considerations, develops optimization and mitigation strategies, and provides actionable reporting and insights to support strategic decisions. It also supports transformation to improve transparency, capital efficiency, balance sheet velocity, structuring effectiveness, and decision quality.

Requirements

• Undergraduate degree in Finance, Economics, Engineering, Accounting, or a quantitative field.
• 8–10+ years of experience in capital markets, corporate banking, credit portfolio management, treasury, balance sheet management, transaction structuring, distribution, or risk management.
• Experience with capital allocation, ROE optimization, capital velocity, credit portfolio management, regulatory capital, liquidity and funding optimization, booking models, and structuring solutions.
• Demonstrated ability to collaborate with stakeholders and lead cross-functional initiatives.
• Expert analytical, financial modeling, structuring, optimization, and risk assessment capabilities.
• Deep knowledge of OSFI and global regulatory capital, liquidity, and funding frameworks.
• Exceptional stakeholder management, communication, and influence skills.
• Ability to translate complex and interdependent capital, liquidity, tax, risk, and business considerations into executable solutions.
• Proven ability to lead governance, optimization, and process enhancements through influence and mobilize cross-functional teams around measurable outcomes.

Nice To Haves

• MBA, CFA, or equivalent advanced credential.

Responsibilities

• Establish a consistent, risk-adjusted profitability measurement framework across Capital Markets to inform allocation, optimization, and structuring decisions across clients, sectors, products, and regions while maximizing tax efficiency.
• Develop a disciplined resource allocation and optimization framework aligned with enterprise risk appetite, capital and liquidity constraints, strategic objectives, and targeted balance sheet velocity.
• Identify and advise on capital optimization opportunities involving booking strategy, transaction structuring, risk transfer, investment profile adjustments, and portfolio optimization.
• Evaluate regulatory capital, liquidity, funding, tax, and credit portfolio implications of new products, market opportunities, and strategic initiatives, and recommend structures and booking approaches.
• Monitor regulatory, industry, and macroeconomic trends to assess capital impacts and identify portfolio, structuring, and resource reallocation opportunities.
• Support Capital Markets capital planning, investment governance, booking strategy, transaction structuring, capital velocity, and portfolio optimization activities, with a strong focus on U.S. growth.
• Develop understanding of local regulatory, tax, funding, and legal constraints to support jurisdiction-level balance sheet optimization and structuring decisions.
• Align enterprise- and business-level capital planning processes with Finance, Risk, Treasury, and business partners, translating plans into measurable optimization and velocity actions.
• Partner with R&CS to advise on capital-recycling portfolio actions, including hedging, credit protection, SRT and synthetic securitization, secondary sales, and distribution to partners.
• Optimize liquidity and funding outcomes across LCR, NSFR, funds transfer pricing, collateral, and encumbrance, aligning business mix with Treasury’s funding strategy.
• Assess regulatory changes, including Basel III reforms, the output floor, FRTB, and SA-CCR, as well as jurisdiction-specific requirements, and develop mitigation and positioning strategies.
• Collaborate with Finance, Treasury, Risk, Global Markets, Investment & Corporate Banking, and Technology to strengthen governance and align capital velocity, optimization, and structuring priorities.
• Influence booking model decisions, investment prioritization, transaction structuring, distribution strategies, and structural optimization.
• Build collaborative relationships with the Front Office to embed capital discipline, optimization, and velocity considerations in portfolio decisions.
• Provide actionable insights and reporting on returns, resource consumption, optimization opportunities, and capital velocity for Capital Markets strategic decision-making.
• Demonstrate BMO’s Winning Culture behaviours, including Alignment, Accountability, and Recognition.
• Support transformation efforts that enhance transparency, capital efficiency, balance sheet velocity, structuring effectiveness, and decision quality across Capital Markets.

Benefits

• Health insurance
• Tuition reimbursement
• Accident and life insurance
• Retirement savings plans
• Performance-based incentives and discretionary bonuses may be part of total compensation.
• Training, coaching, manager support, and network-building opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Director