Digital Banking Product Manager - Vice President

Morgan Stanley•Purchase, NY

1d•$110,000 - $190,000•Onsite

About The Position

Morgan Stanley is transforming the future of digital banking by building an industry-leading banking and cash management platform that seamlessly integrates wealth management and everyday banking into one intuitive experience. By leveraging cutting-edge technology, AI-driven innovation, and client-centric design, we’re empowering clients with best-in-class self-service capabilities to manage, move, and grow their wealth – all from one central location. Our entrepreneurial Digital Platforms team is seeking a strategic, high-performing Digital Banking Product Owner to help define the vision, shape the product strategy, and lead the execution of several high-impact initiatives to help scale our platform. This is a unique opportunity to be a part of and influence the future direction of our platform, solve complex business problems, and deliver meaningful impact for our clients. As a Product Owner, you will lead high-impact technology initiatives that bring innovative banking products and capabilities to market across the Morgan Stanley and ETRADE client-facing web and mobile platforms. You will partner closely with Digital Product Managers and collaborate across design, engineering, operations, legal, risk, compliance, fraud and business stakeholders to deliver secure, compliant, and client-centric experiences that deepen client relationships and support the firm’s strategic priorities. You will help define and execute the digital product strategy, translate objectives into actionable product roadmaps, and deliver scalable solutions that drive deposit growth, increase digital engagement, strengthen cash management offerings, and position the firm as a market leader in the digital banking space.

Requirements

8+ years of professional experience in wealth management, retail and/or commercial banking, and/or consumer financial technology.
8+ years of professional experience in technology product management and design.
BA/BS required

Nice To Haves

Software development lifecycle (SDLC) experience preferred.
MBA (or advanced degree) preferred.
Deep understanding of web and mobile technologies
Deep understanding of Retail Banking competitive landscape and emerging technologies
Sharp focus on usability and design
Excellent relationship building capabilities with internal and external partners
Understanding of Banking business risk and control mechanisms
Independent initiative and ability to operate in a fast-paced environment
Strong attention to detail in both technical and non-technical capacity
Strategic thinker able to define and evaluate alternatives, and translate goals into specific project tasks
Excellent communicator with solid written and verbal presentation skills
Solid business understanding to align product goals with organizational objectives
Effective communication to collaborate and influence more junior team members and stakeholders
Analytical skills to dive deep into data, identify trends, and inform product decisions.
Technical proficiency to understand the development process and support implementation
Problem-solving ability to navigate challenges and refine solutions
Team collaboration to work closely with cross-functional teams and foster a productive environment.

Responsibilities

Work in a fun, fast-paced, and collaborative environment designing next-generation banking technology for clients (mobile apps, websites, embedded AI etc.).
Design innovative new products with market-leading competitive advantages that transform how clients save, manage, move, and spend their money.
Develop and execute the product vision, strategy, and roadmap for digital banking product offerings.
Deliver new products by partnering directly with technology, business, and operations teams to define and write requirements, manage the overall project plan, and execute deliverables.
Lead client research, requirements development, and user experience design for new digital products.
Support usability testing and translate findings into product improvements that drive increased adoption.
Research and analyze the digital banking and wealth management industries, with a focus on cash management and digital payments.
Present findings to executive management, and drive change execution aligned with Wealth Management priorities