Deposit Pricing Analyst

Truist • Atlanta, GA

3d

About The Position

The Deposit Pricing Analyst supports the development and deployment of strategic initiatives intended to drive profitable growth of Truist’s $215 billion Consumer and Small Business Deposit portfolio. The role requires analytical and interpersonal skills to collaborate across functions and with partner organizations. The position calls for independent initiative and exposure to deposits, systems, pricing analytics, and risk management.

The analyst supports deposit growth and pricing strategies, incentive design, production goals, financial planning, forecasting, portfolio management, and performance evaluation. The role also gathers competitive information and communicates analytic insights to internal teams.

Requirements

• College degree or equivalent education, related training, or experience.
• 2–4 years of experience in banking, finance, decision/data science, analytics, computer science, applied mathematics, or engineering, with demonstrated results.
• Ability to solve complex issues while considering technology, client, teammate, and financial impacts.
• Ability to identify and quickly escalate issues or critical information.
• Exposure to Microsoft Office, specifically PowerPoint and Excel, and SAS or other data/analysis platforms.
• Strong analytical and problem-solving skills, including direct experience with statistical modeling and analysis.
• Exposure to regulatory banking standards affecting deposit products.
• English fluency.

Nice To Haves

• Data querying experience with SQL.
• Master’s degree or higher in business, finance, economics, or a related quantitative field.
• Ability to form strong partnerships with key stakeholders.
• Adaptability and willingness to manage multiple analysis efforts strategically under strict timelines.

Responsibilities

• Deliver new-account, new-client, new-money production, rate-paid, and balance-growth targets across Consumer and Small Business deposit products and channels by understanding product, channel, and client-segment strategies, pricing, and execution models.
• Assist in developing strategies and execution plans to grow share of wallet in key client segments through digital, branch, and call-center engagement; collaborate with marketing on holistic outreach using direct mail, email, digital offers, and outbound calls.
• Support incentive design, production goals, financial planning, and forecasting across Consumer and Small Business deposit products.
• Provide analytic insights for deposit portfolio management across balances, rate paid, and profitability.
• Contribute to pricing test strategy development and work with product teams to evaluate strategies and performance.
• Collect and synthesize competitive information from financial statements, industry sources, subscriptions, and media to support business performance.
• Compile performance insights for business reviews.
• Communicate analytic insights to internal team members in support of initiative ideation, deployment, and performance.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of first-year vacation, prorated based on hire date and full-time or part-time status
• 10 sick days, prorated
• Paid holidays
• Depending on position and division, possible defined benefit pension plan, restricted stock units, and/or deferred compensation plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level