Deposit Operations Specialist

Queenstown Bank of Maryland.Queenstown, MD
$19 - $22Hybrid

About The Position

The Deposit Operations Specialist is responsible for the back-office processing, verification, monitoring and reconciling of check and deposit account services and all related activities. The Deposit Operations Specialist I will work directly with the Deposit Operations Manager to troubleshoot, plan and implement effective back-office processing for internal and external customers.

Requirements

  • High School Diploma or equivalent.
  • 1 or more years in branch banking or banking operations.
  • Comprehensive knowledge of card services functions, processes and procedures.
  • Extensive knowledge of policies, procedures and regulations governing card services, deposit accounts and related services.
  • Proficient in Microsoft Office suite applications.
  • Strong organizational, problem-solving, and analytical skills.
  • Exceptional listening and communication skills.
  • Acute attention to detail.
  • Versatility, flexibility, and a willingness to work within constantly changing priorities.
  • Exercise discretion, good judgment, courtesy and tact while working with internal and external customers.

Responsibilities

  • Process and delivery of Certificate of Deposit (CD) interest checks, dormant accounts, account changes, returned mail, safe deposit box billing, research requests, verification of deposit inquires and closed accounts.
  • Process and maintain returns, rejects, corrections, adjustments, verifications and reconciliations and collections.
  • Process customer requests for cards, such as notices of travel, limit changes, hot card requests, card orders and general card maintenance.
  • Ensure efficient and accurate processing and recordkeeping according to established policies and procedures and within the regulatory guidelines governing check services and deposit account services.
  • Maintains card records via reports and ensures accurate ATM and Debit card transactions.
  • Perform the review and approval of customer address changes and notices.
  • Handle matured certificates of deposit renewals including notices and renewal rates.
  • Provides online banking support for internal and external customers.
  • Handle and maintain consumer Digital Reports.
  • Perform daily Branch Capture Department Scanning.
  • Handle customer inquiries, assist customers with problems and provide excellent service while resolving issues.
  • Adheres to Bank policies and procedures required by federal and state statutes, laws and regulatory rules.
  • Adheres to Company’s Safety and Security Policies and Procedures
  • Adheres to Company’s behavioral standards and Core Values, which are Trust, Customer Commitment, Teamwork, Excellence and Performance
  • Performs other duties as assigned by management.

Benefits

  • Medical, Dental and Vision insurance offered 1st of the month following 30 days of employment
  • Paid Time Off (PTO) starts at 3 weeks per calendar year (prorated for new hires based on start date)
  • 12 Paid Holidays (including Birthday)
  • 401K retirement plan with up to a 4% Company match and immediate vesting
  • Tuition Reimbursement
  • Employer paid life insurance
  • Employer paid disability insurance
  • Voluntary life and disability insurance
  • Employee Assistance Program
  • Employee Discounts and Perks
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