Deposit Operations Specialist

Seneca Savings Bank N.A. • Village of Baldwinsville, NY

6d • Onsite

About The Position

The Deposit Operations Specialist is responsible for the accurate, timely, and compliant processing of deposit‑related transactions and maintenance activities. This position is a subject‑matter operator role and does not include staff supervision. The role supports branch operations, digital banking, accounting, and compliance by ensuring deposit functions are properly executed and documented in accordance with bank policy and regulatory requirements.

Requirements

• High school diploma or equivalent required
• 2–3 years of deposit operations or banking back‑office experience preferred
• Working knowledge of core banking systems and payment platforms
• Strong attention to detail; ability to work independently and meet deadlines
• Solid understanding of deposit regulations and operational risk controls
• Basic personal computer skills that include the ability to send/receive e-mail messages, post information to a database or spreadsheet, and perform basic word processing, bookkeeping, and/or data entry.
• Ability to create spreadsheets, graphics, and reports using standard software applications.
• Ability to operate a computer, printer, scanner, copier, facsimile machine, telephone, adding machine, postage meter and calculator.
• Ability to utilize word-processing, excel spreadsheet, banking software and Adobe Acrobat with the willingness to learn new software as necessary.

Nice To Haves

• Associate's or Bachelor's degree preferred

Responsibilities

• Process daily deposit operations including ACH, wires, check/item processing, debit card activity, mobile/remote deposit, and account maintenance
• Review and resolve exception items (NSF, returns, adjustments, stop payments)
• Perform general ledger balancing and reconcile deposit‑related suspense accounts
• Support Regulation E, Reg D, Reg CC, NACHA, OFAC, and internal compliance requirements
• Respond to branch and internal inquiries; research and resolve customer account issues
• Maintain accurate documentation, logs, and record retention in accordance with policy
• Assist with audits and examinations by compiling support and responding to requests
• Participate in testing for system upgrades, product changes, and process enhancements
• Maintain procedures and job aids for assigned functions

Benefits

• Paid Time Off
• Medical, Dental, Vision
• Short-Term and Long-Term Disability
• Accident, Critical Illness, Hospital Plans
• 401k with Matching (5%)
• Employee Stock Option Plan
• Flexible Spending and Health Savings Accounts
• Company Paid Life Insurance
• Tuition Reimbursement
• Opportunities For Advancement
• Employee Discounts

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED