Debt Collector

Spruce Power•Houston, TX

2d•$19 - $22•Onsite

About The Position

Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation’s #1 independent residential solar servicing company, and offers customers a comprehensive, end-to-end servicing solution including financial asset management, account services, billing, fleet management, and customer support to third-party asset owners and retail customers. Spruce is headquartered in Houston, TX with a presence in New Jersey and California. This role is envisioned to be located in Houston, TX. Spruce is seeking a Collections Specialist responsible for supporting and handling Spruce’s billing and collections efforts. Its primary focus is to drive account resolution and maximize recovery by ensuring timely follow-up and effective solutions are provided to both internal and external billing and delinquency-related inquiries. The Asset Recovery Collector will be detail-oriented, dependable, productive, and have strong work ethics and organizational skills, with the ability to manage complex account balances, resolve discrepancies, and secure payment arrangements. The Asset Recovery Collector plays a crucial role in supporting internal operations by reducing delinquency, improving cash flow, and ensuring accounts are worked in alignment with company standards and recovery goals.

Requirements

Minimum 2 years collections experience.
Computer/Technical knowledge to change, add, or delete information in servicing platform
Ability to solve problems quickly and efficiently in the best interest of the company and customer
FDCPA Regulations
Critical thinking skills
Basic understanding of consumer agreement documents
Ability to type a minimum of 30 words per minute free of grammatical errors
Proficient in Microsoft Word, Excel, PowerPoint and email
Strong math skills
Partner well with teammates and other departments
Ability to work unsupervised after the initial training phase

Nice To Haves

Bilingual in Spanish is a plus
Good attendance
Ability to adapt to changes
Customer Service
Problem Solving

Responsibilities

Communicate with customers via inbound/outbound phone calls.
Manage assigned accounts and plan course of action to recover outstanding debts.
Update account status and database regularly
Validation of customer information including addresses, contact information, and right party authentication steps.
Review terms of sales and agreement documents and explain them to customers to increase customer understanding of contract obligations.
Adhere to FDCPA, state and federal laws and regulations.
Comply with policies and procedures as required.
Locate customers using skip trace sites, internet, and credit bureau!
Work from multiple servicing platforms to investigate and resolve discrepancies.
Communicate effectively with internal and external partners.
Comply with requirements when legal action is unavoidable.