Dealer Loan Business Analyst

Ford Motor • Dearborn, MI

11d • Hybrid

About The Position

The Dealer Loan Business Analyst role is a high-impact, detail-oriented position within Ford Motor Credit’s Dealer Loan team. The position includes ownership of all real estate loan closings across the United States for our Ford and Lincoln dealerships. In addition to loan closings, the position is responsible for managing insurance verification for our existing mortgage portfolio.

Requirements

• A 4-year Bachelor’s degree or equivalent experience.
• Prior real estate or commercial lending experience, preferably in a loan closing capacity.
• A collaborative and team-oriented approach, with the ability to build strong relationships and work effectively with cross-functional teams.
• Exceptional communication and presentation skills, both oral and written, with the ability to effectively convey complex information to diverse audiences.
• Strong analytical and organizational, with the ability to analyze data and effectively balance a variety of tasks and deadlines.

Nice To Haves

• Automotive financial services experience
• An understanding of title policy underwriting and a real estate settlement statement
• Experience in Real Estate insurance reviews and requirements

Responsibilities

• Manage real estate loan closings for the United States by leading cross-functional teams across Sales, Dealer Credit (Underwriting), and Regional Outside Counsel (ROC).
• Ensure mortgage loans are closed in accordance with the approved underwriting requirements and within borrowers required timeline.
• Manage the Regional Outside Counsel (ROC) relationship as it relates to the process of closing mortgage loans.
• Manage all aspects of various supplier relationships that support Dealer Loans.
• Manage post-closing activities and assist with administration of the existing mortgage portfolio by ensuring all required documentation is well organized and easily available.
• Completion of Paid-in-Full loan processing when mortgage payoffs are received.
• A continuous improvement mindset as we look to improve our loan closing process from an accuracy and time to close perspective.
• Ensure daily tasks and workload is completed accurately, timely, and per procedure.
• Ensure procedural compliance throughout operations in order to achieve satisfactory results on internal (GAO) and external (regulatory) audits.
• Assist in completion of the annual departmental MCRP.
• Coordinate and prepare all wire requests.
• Provide Subject Matter Expertise (SME) to Sales, Dealer Credit (Underwriting), and Regional Outside Counsel (ROC) on the loan closure process.
• Complete special reporting and participate in projects or assignments as required.
• Provide leadership within the local community through involvement in corporate community activities.
• Complete administrator duties for Dealer Loans SharePoint Management.

Benefits

• Immediate medical, dental, vision and prescription drug coverage
• Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more
• Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more
• Vehicle discount program for employees and family members and management leases
• Tuition assistance
• Established and active employee resource groups
• Paid time off for individual and team community service
• A generous schedule of paid holidays, including the week between Christmas and New Year’s Day
• Paid time off and the option to purchase additional vacation time.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level