Data Scientist AI Research & Innovation

TransUnion•Chicago, IL
•Hybrid

About The Position

The Data Scientist AI Research & Innovation joins TransUnion’s AI R&D organization, a team that evaluates, develops, and advances next-generation AI capabilities for TransUnion and its customers. The team engages with internal clients across credit, fraud, insurance, and marketing applications and has access to large-scale consumer, marketing, fraud, and risk datasets, cloud-based computing environments, and AI infrastructure for research and rapid prototyping. This hybrid position requires regular work both virtually and in person at an assigned TransUnion office for at least two days per week. The role designs and develops AI-powered workflow automation, knowledge management, semantic search, and retrieval systems; explores emerging AI approaches; and builds proof-of-concepts to demonstrate the value of new technologies. It also establishes repeatable methods to assess AI capabilities, limitations, risks, and business impact, collaborates with engineering teams to move successful concepts toward production, and represents TransUnion through publications and patents.

Requirements

  • Master's or PhD degree in Computer Science, Artificial Intelligence, Machine Learning, Cognitive Science, Data Science, Applied Mathematics, Engineering, Operations Research, or a closely related quantitative discipline.
  • At least 8 years of professional experience in classical AI, machine learning, and knowledge representation via ontology or knowledge graphs.
  • Strong foundation in one or more of the following: graph neural networks, automated reasoning systems, search and planning algorithms, causal inference and causal modeling, probabilistic graphical models, or explainable and trustworthy AI.
  • Advanced programming skills in Python and familiarity with modern AI development frameworks.
  • Familiarity with consumer data, fraud detection, financial services, risk analytics, identity, or marketing applications.

Nice To Haves

  • Agentic workflows.
  • Multi-agent systems.
  • Tool calling.
  • Retrieval-Augmented Generation (RAG).
  • Knowledge graphs.
  • Vector search.
  • Natural Language Processing (NLP).
  • Text classification.

Responsibilities

  • Design and develop AI-powered automation solutions for enterprise workflows and business processes.
  • Design knowledge management, semantic search, and retrieval systems.
  • Advance innovation in neuro-symbolic AI, reasoning systems, knowledge-enhanced machine learning, agentic AI, causal AI, explainable AI, and human-AI collaboration.
  • Design, build, and evaluate proof-of-concepts demonstrating the value of emerging AI technologies in TransUnion products and services.
  • Create repeatable frameworks for assessing AI capabilities, limitations, risks, and business impact.
  • Collaborate with engineering teams to transition successful research concepts into production-ready solutions.
  • Represent TransUnion through publications and patents.

Benefits

  • Day-one eligibility for medical, dental, and vision coverage, plus supplemental plan options.
  • Spousal, domestic partner, and other eligible dependent coverage on select plans.
  • Health Savings Account (HSA) and Flexible Spending Account (FSA) options.
  • Company-paid basic life and AD&D insurance, optional voluntary life and AD&D insurance, and short- and long-term disability coverage.
  • Optional legal plan, pet insurance, and travel accident coverage.
  • Adoption assistance, fertility planning coverage, and caregiver support.
  • Dependent Care FSA with the possibility of an employer match and a complimentary Care@Work membership.
  • Up to 12 weeks of paid parental leave, with eligibility for a gradual return.
  • 401(k) with employer match and Employee Stock Purchase Plan (ESPP).
  • Financial wellness resources and career coaching.
  • Optional long-term care insurance.
  • Tuition reimbursement.
  • Flexible time off for exempt employees or paid time off for nonexempt employees.
  • Up to 12 paid holidays per year.
  • Commuter benefits and employee discounts.
  • Charitable gift matching and paid volunteer time off, with corporate volunteer events.
  • 24/7 access to professional therapy, coaching, emotional well-being programs, guided meditation, and resources supporting physical, mental, social, and financial wellness.
  • Regular, full-time non-sales positions may be eligible for the annual bonus plan; certain positions may also be eligible for long-term incentives and other payments.
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