Data Scientist AI Research & Innovation

TransUnion•Chicago, IL
•$112,500 - $187,500•Hybrid

About The Position

The Data Scientist AI Research & Innovation role is part of TransUnion’s AI R&D organization and reports directly to the Senior Manager, Data Science & Analytics. The team evaluates, develops, and advances next-generation AI capabilities to create strategic value for TransUnion and its customers across credit, fraud, insurance, and marketing applications. The role offers access to large-scale consumer, marketing, fraud, and risk datasets, modern cloud-based computing environments, and AI infrastructure for research, experimentation, and rapid prototyping. It is hybrid, requiring regular work virtually and in person at an assigned TransUnion office for a minimum of two days per week. The position designs AI-powered automation, knowledge management, semantic search, and retrieval systems; explores emerging AI approaches; and builds and evaluates proof-of-concepts for potential use in TransUnion products and services. It also creates repeatable frameworks to assess AI capabilities, limitations, risks, and business impact, collaborates with engineering teams to move successful research into production, and represents TransUnion through publications and patents.

Requirements

  • Master’s or PhD degree in Computer Science, Artificial Intelligence, Machine Learning, Cognitive Science, Data Science, Applied Mathematics, Engineering, Operations Research, or a closely related quantitative discipline.
  • At least 8 years of professional experience in Classical AI, machine learning, or knowledge representation via ontology and knowledge graphs.
  • Strong foundation in one or more of the following: graph neural networks; automated reasoning systems; search and planning algorithms; causal inference and causal modeling; probabilistic graphical models; or explainable and trustworthy AI.
  • Advanced programming skills in Python and familiarity with modern AI development frameworks.
  • Familiarity with consumer data, fraud detection, financial services, risk analytics, identity, or marketing applications.

Nice To Haves

  • Agentic workflows.
  • Multi-agent systems.
  • Tool calling.
  • Retrieval-augmented generation (RAG).
  • Knowledge graphs.
  • Vector search.
  • Natural language processing (NLP).
  • Text classification.

Responsibilities

  • Design and develop AI-powered automation solutions for enterprise workflows and business processes.
  • Design knowledge management, semantic search, and retrieval systems.
  • Drive innovation in neuro-symbolic AI, reasoning systems, knowledge-enhanced machine learning, agentic AI, causal AI, explainable AI, and human-AI collaboration.
  • Design, build, and evaluate proof-of-concepts demonstrating the value of emerging AI technologies within TransUnion products and services.
  • Create repeatable frameworks to assess AI capabilities, limitations, risks, and business impact.
  • Collaborate with engineering teams to transition successful research concepts into production-ready solutions.
  • Represent TransUnion through publications and patents.

Benefits

  • Medical, dental, and vision coverage with day-one eligibility, plus supplemental plan options.
  • Health Savings Account (HSA) and Flexible Spending Account (FSA) options.
  • Company-paid basic life and AD&D insurance, optional voluntary life and AD&D insurance, and short- and long-term disability coverage.
  • Optional legal plan, pet insurance, and travel accident coverage.
  • Adoption assistance, fertility planning coverage, caregiver support, and Dependent Care FSA with the possibility of an employer match.
  • Complimentary Care@Work membership and up to 12 weeks of paid parental leave with eligibility for a gradual return.
  • 401(k) with employer match and Employee Stock Purchase Plan (ESPP).
  • Financial wellness resources and career coaching.
  • Tuition reimbursement.
  • Flexible time off for exempt employees or paid time off for nonexempt employees.
  • Up to 12 paid holidays per year.
  • Commuter benefits, employee discounts, charitable gift matching, and paid volunteer time off.
  • 24/7 access to professional therapy, coaching, emotional well-being programs, guided meditation, and physical, mental, social, and financial wellness resources.
  • Regular, full-time non-sales employees may be eligible for the annual bonus plan; certain positions may also be eligible for long-term incentives and other payments.
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