Data Risk Specialist- 2LOD Risk Mgmt

TD Bank • Mount Laurel, NJ

3d • Onsite

About The Position

The Data Risk Specialist is a highly seasoned risk management professional who provides broad and deep risk expertise to business leaders. The role leads and supports the implementation of risk frameworks and related management activities to mitigate enterprise-wide or business-wide risk exposures. It integrates enterprise strategy across functions, interprets business and industry challenges, and recommends actions and best practices to improve processes and services. The position serves as a technical expert, leads complex cross-functional initiatives and programs, solves complex problems, and influences senior stakeholders while working autonomously.

In the U.S. second-line-of-defense (2LOD) Data Risk Management function, the specialist independently challenges management actions, evaluates root-cause remediation and sustainable risk reduction, and provides an independent view of residual risk and material gaps or delays. The role helps shape the U.S. data risk oversight framework in alignment with applicable U.S. requirements and the enterprise risk framework; provides senior 2LOD input to policy, governance, transformation, and regulatory initiatives; and represents U.S. Data Risk Management in senior governance forums and regulatory or audit engagements as appropriate.

The specialist synthesizes risk indicators, issues, assessments, and business developments into an enterprise-level view of data risk, provides recommendations and decision points to executives and governance committees, and escalates material concerns. The role advises business, risk, technology, and data executives while preserving 2LOD independence; leads complex risk discussions; mentors data risk professionals; and influences outcomes across organizational boundaries.

The role also leads or supports operational risk standards, policies, processes, assessments, reporting, key risk indicators, escalation, remediation, and related risk disciplines. It maintains compliance with internal and external requirements, supports enterprise risk processes, conducts analysis and research, and contributes to continuous improvement and a strong risk-management culture. The position is based in Mount Laurel, New Jersey, and lists 40 hours.

Requirements

• Undergraduate degree or technical certificate and/or 7+ years of relevant experience.
• Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks, and reporting for the supported business or discipline.
• Knowledge of the risk management environment, standards, regulations, and mitigation.
• Knowledge of current and emerging competitor and market trends.
• Ability to establish goals and objectives that support a strategic plan.
• Ability to lead, plan, implement, and evaluate program or project activities to ensure initiatives are completed.
• Skill in mentoring and coaching.
• Advanced skill using analytical software tools, data analysis methods, and reporting techniques.
• Skill using computer applications, including MS Office.
• Effective oral and written communication skills, including the ability to communicate difficult concepts and influence senior stakeholders.
• Ability to work collaboratively, build relationships across teams and functions, and work both independently and as a team member.
• Sound judgment and decision-making ability.
• Ability to analyze, organize, and prioritize work while meeting multiple deadlines.
• Ability to handle confidential information with discretion.
• Significant leadership experience in data risk, operational risk, technology risk, data governance, regulatory risk, or a related discipline.
• Deep understanding of financial-services risk management and regulatory expectations.
• Demonstrated experience influencing senior executives and challenging complex risk decisions.
• Ability to connect individual findings and issues to broader systemic or enterprise risk.
• Strong executive presence and judgment, including the ability to make and defend independent risk recommendations.

Nice To Haves

• Experience leading teams, major risk programs, or cross-functional initiatives.
• AI and Model Risk experience.

Responsibilities

• Lead and support implementation of risk frameworks and management activities to mitigate enterprise- or business-wide risk exposures.
• Independently challenge management actions, assess whether they address root causes, and evaluate whether they provide sustainable risk reduction.
• Provide an independent view of residual risk and the implications of material gaps or delayed remediation.
• Shape the U.S. data risk oversight framework to reflect applicable U.S. requirements and the Enterprise risk framework.
• Provide senior 2LOD input into policy, governance, transformation, and regulatory initiatives; represent U.S. Data Risk Management in senior governance forums and regulatory or audit engagements as appropriate.
• Translate emerging regulatory expectations into clear risk oversight priorities.
• Synthesize risk indicators, issues, assessments, and business developments into an enterprise-level view of data risk.
• Provide recommendations and decision points to senior executives and governance committees, and escalate material concerns when risk exposure, remediation progress, or management actions do not align with risk appetite or expectations.
• Advise business, risk, technology, and data executives while preserving 2LOD independence; lead complex or contentious cross-functional risk discussions.
• Provide direction and mentorship to data risk professionals and improve the quality and consistency of 2LOD challenge.
• Lead development and/or implementation of standards, policies, and processes to identify, report, and mitigate operational or other major risk exposures.
• Analyze potential risks, escalate key risks for appropriate review, and work with business leaders on findings and mitigation action plans.
• Provide ongoing analysis and reporting on operational and other applicable risk categories; develop and monitor Key Risk Indicators and facilitate communication and resolution of risk issues.
• Support enterprise-wide risk escalation, review and approval processes, data management, policies, and risk assessment processes.
• Coordinate or guide core operational risk disciplines and related risk areas, as applicable, including risk and control self-assessment, business continuity, outsourcing and vendor management, regulatory compliance, incident management, fraud, capital analysis, change management, privacy, and AML.
• Provide commentary and support development, maintenance, and oversight of policies, procedures, and practices.
• Ensure programs, policies, and practices are managed, meet business needs, comply with requirements, and align with business priorities.
• Participate in cross-functional and enterprise initiatives as a subject-matter expert; conduct research and meaningful analysis; develop or deliver presentations and communications.
• Lead or facilitate actions and remediation plans addressing performance, risk, and governance issues; monitor efficiency and implement continuous improvements.
• Maintain relationships across business lines and oversight functions, keep abreast of emerging issues and regulatory requirements, and support a culture of risk management and control.
• Contribute thought leadership, knowledge transfer, team development, mentoring, and productive stakeholder relationships.

Benefits

• Health and well-being benefits
• Savings and retirement programs
• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
• Banking benefits and discounts
• Career development
• Reward and recognition
• Variable compensation or incentive awards, potentially including cash and/or equity awards
• Training programs and onboarding
• Online learning platform and mentoring programs

What This Job Offers

• Job Type: Full-time
• Career Level: Senior