Data Risk Analyst III- 2LOD Risk Mgmt

TD Bank • Mount Laurel, NJ

3d

About The Position

The Data Risk Analyst III provides analytical and project management support for corporate and business-line initiatives, following company procedures and applicable legal and regulatory guidelines. In this role, the analyst works independently with coaching from senior colleagues and may coach team members in their area of expertise. The position provides independent second-line-of-defense (2LOD) oversight and credible challenge of data risk across assigned businesses, functions, or risk areas, assessing whether risks are identified, managed, monitored, and escalated appropriately.

The analyst reviews material data issues, remediation plans, risk acceptances, and control gaps; identifies emerging or systemic risks; and escalates concerns. The role supports implementation and oversight of U.S. data risk policies, standards, and regulatory expectations, including risk assessments, regulatory responses, internal audit activities, and governance reporting. It analyzes risk indicators, develops reporting and recommendations for senior management and governance committees, and tracks remediation progress and residual risk.

The role builds relationships across business, technology, data management, compliance, operational risk, model risk, legal, and other oversight functions. It communicates complex matters to technical and non-technical stakeholders and influences risk decisions without taking first-line ownership. The position also contributes to strategic initiatives and process improvements, provides analysis to senior management, resolves issues with relevant stakeholders, and analyzes company data to identify initiatives that can materially improve financial results.

Requirements

• Bachelor’s degree or progressive work experience in addition to the required experience.
• At least 3 years of related experience.
• Excellent communication skills.
• Excellent problem-solving and decision-making skills.
• Exceptional active listening skills.
• Ability to meet deadlines while simultaneously working on multiple projects.

Nice To Haves

• Strong experience in data risk, data governance, operational risk, technology risk, regulatory risk, or related disciplines.
• Strong understanding of risk management and three-lines-of-defense principles.
• Demonstrated ability to independently challenge business and technology stakeholders.
• Strong analytical, written, and executive communication skills.
• Ability to translate complex issues into clear risk implications and actionable recommendations.
• Experience working in a regulated financial institution.

Responsibilities

• Provide independent 2LOD oversight and credible challenge of data risk across assigned businesses, functions, or risk areas.
• Assess whether data risks are appropriately identified, assessed, managed, monitored, and escalated.
• Review material data issues, remediation plans, risk acceptances, and control gaps, and challenge insufficient actions or evidence.
• Identify emerging or systemic data risks and escalate concerns appropriately.
• Support implementation and oversight of U.S. data risk policies, standards, and regulatory expectations.
• Assess alignment with Enterprise requirements and identify U.S.-specific risk and regulatory considerations.
• Support risk assessments, regulatory responses, internal audit activities, and governance reporting.
• Analyze risk metrics, issues, incidents, exceptions, and other indicators to identify trends and areas requiring management attention.
• Develop concise risk reporting and recommendations for senior management and governance committees.
• Track significant remediation activities and challenge progress, sustainability, and residual risk.
• Build effective relationships across 1LOD, Technology, Enterprise Data Management, Compliance, Operational Risk, Model Risk, Legal, and other oversight functions.
• Communicate complex data risk matters clearly to technical and non-technical stakeholders and influence risk decisions without assuming first-line ownership.
• Provide analytical and project management support for corporate and business-line strategic initiatives.
• Develop and maintain key links with business partners, including retail product management, retail distribution, commercial banking, support services, and North American business partners.
• Provide senior management with proactive reporting and analysis on corporate and business-line initiatives.
• Resolve issues by conferring with staff, management, internal departments, and outside contacts as necessary.
• Work cross-functionally to drive strategic initiatives and improve processes.
• Analyze company data to identify and recommend initiatives that positively and materially impact company financial results.
• Coach other team members as appropriate within area of expertise.

Benefits

• Base salary and variable compensation/incentive awards, with eligibility for cash and/or equity incentive awards generally through participation in an incentive plan.
• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO.
• Banking benefits and discounts.
• Career development.
• Reward and recognition.
• Training programs and onboarding.
• Online learning platform and mentoring programs.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level