Credit Service Representative

AltisourceMadison, MS
$18 - $20Remote

About The Position

Lenders One is hiring a Credit Service Representative for a customer-centric, high-impact, fast-paced role. This position plays a critical role in supporting the mortgage underwriting lifecycle by investigating, verifying, and analyzing credit information that directly supports loan decisioning. The Credit Service Representative will partner closely with production teams, deliver fast and accurate credit report supplements, and serve as a trusted customer-facing expert throughout the credit verification process. This role is ideal for someone who thrives in a high-volume environment, communicates with clarity and empathy, and enjoys solving customer problems with precision. This position is only considering applicants currently residing in the United States.

Requirements

  • Experience in the financial services or mortgage services industry (required)
  • Strong understanding of credit services, reports, and regulatory considerations
  • Customer service experience in a professional environment
  • Ability to interpret complex credit scenarios (foreclosure, bankruptcy, etc.)
  • Excellent communication, decision-making, persuasion, and problem-resolution skills
  • Comfort working in a fast-paced, goal-oriented, team-based environment
  • Proficiency with Microsoft Office
  • Willingness to work the PST time zone

Nice To Haves

  • Bilingual Spanish/English HIGHLY preferred

Responsibilities

  • Customer-centric inbound and outbound communication that meets company quality standards
  • Investigation and verification of credit, employment, and financial information supporting mortgage underwriting
  • Management of incoming and pending supplement requests with attention to detail and turnaround time
  • Interpretation and review of credit reports, including complex scenarios such as bankruptcy or foreclosure
  • Delivery of timely, accurate information to customers and internal teams
  • Compliance with all Federal and State regulations, privacy standards, and internal procedures
  • Accurate documentation and adherence to training manuals, workflows, and policy guidelines
  • Effective routing of inquiries and close partnership with other internal departments
  • Ensure supplements are processed quickly and accurately—supporting production goals for volume, turn-time, and quality.
  • Prioritize supplement requests
  • Resolve credit or documentation issues
  • Maintain accuracy and service levels in a call-center environment
  • Ensure customers receive consistent, compliant, high-quality communication

Benefits

  • 401(k) with company match
  • Medical
  • Dental
  • Vision
  • FSA
  • Life + STD/LTD
  • Paid holidays
  • 19 days PTO (28 paid days/year)
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