Credit Risk Manager I

Truist•Atlanta, GA

2d•Onsite

About The Position

Responsible for optimizing profitability of the wholesale loan portfolio by maintaining proper balance between quality, profitability, and compliance in the assigned portfolio. Partner with Line of Business (LOB) segment leadership team to execute credit strategy in line with LOB targets and Truist stated risk tolerance.

Requirements

Bachelor's degree, or equivalent education and related training
5 years of experience in lending and/or credit experience
Comprehensive financial credit risk and regulatory knowledge
Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships

Nice To Haves

10 years of experience in lending and/or credit experience
Master's degree in business administration, finance, or accounting
RMA - Credit Risk Certification

Responsibilities

Serve as a risk manager for Corporate Banking and Leverage Finance
Provide risk oversight and credit guidance across a diverse portfolio, including investment-grade exposures, leveraged borrowers, and private equity–backed transactions
Promote consistency of Bank's credit culture and lending strategies throughout organization
Responsible for leading the advancement of the organization’s risk management culture, framework, and appetite
Provide indirect leadership to the LOB and Credit Delivery teams of the assigned portfolio through the delivery of credit training and mentorship of client facing lenders/Relationship Managers
Exercise prudent credit judgment and guidance through individual delegated loan authority
Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management.
Stay abreast of local and national economic trends and market conditions