Commercial Credit Risk Manager
About The Position
Credit Risk Management works with its partners to understand, measure, and monitor risk and adhere to CIBC's quality and concentration policies in order to maintain a risk profile that is consistent with the CIBC Risk Appetite Statement. As a Manager, Commercial Credit Risk, reporting directly to the Senior Director, Commercial Credit Risk, you will be responsible for reviewing credit applications both within and above your delegated lending authority, managing a portfolio of diversified regional commercial loans, and partnering with Commercial Banking officers through regular dialogue, consultation, and periodic visits. At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.
Requirements
- Minimum 2 years' experience in Commercial/Business banking, banking credit, credit adjudication, etc.
- Experience reviewing and understanding financial statements.
- Proficient with MS Office, Excel, and PowerPoint.
- Undergraduate degree in Business, Commerce, and/or related field.
- Analytical Thinking
- Business Credit
- Business Development
- Credit Processes
- Credit Risk Management
- Ensure Compliance
- Financial Analysis
- Group Problem Solving
- Portfolio Management
Nice To Haves
- Other designations including an MBA, CPA or CFA.
Responsibilities
- Adjudicate credit applications for Commercial Banking clients within a designated portfolio and lending authority.
- Proactively manage a credit portfolio of diversified Commercial Banking clients through sound financial and non-financial analysis as well as an understanding of emerging trends within the regional economic, industry and business environments.
- Make an impact by developing strong relationships with internal partners, external intermediaries and industry associations.
- Provide mentoring, advice, and guidance on credit risk matters to internal partners.
Benefits
- competitive salary
- incentive pay
- banking benefits
- a benefits program
- defined benefit pension plan
- an employee share purchase plan
- a vacation offering
- wellbeing support
- MomentMakers, our social, points-based recognition program
- Purpose Day; a paid day off dedicated for you to use to invest in your growth and development
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What This Job Offers
Job Type
Full-time
Career Level
Manager
