Credit Risk Data Analyst Student (8 months) Fall 2026
About The Position
The Credit Risk Data Analyst Student reports to the Manager of Modeling & Segmentation Analytics within our Credit Risk Division. The mandate of the Credit Risk Management Division of Canadian Tire Bank is to build familiarity with our credit card customers to strengthen the customer relationship with Canadian Tire Corporation. This Division is responsible for the design and execution of credit risk strategic decisions, the development and execution of machine-learning models that help predict customer behaviour, providing actionable customer intelligence to maximize our credit card portfolio profitability.
Requirements
- Currently enrolled in a post-secondary program in Mathematics, Statistics, Computer Science, or a related discipline
- Demonstrated superior analytical, mathematical, and problem-solving skills
- Knowledge of statistics and statistical models
- Self-driven development of technical skills through projects or hackathons
- Programming experience in Python/SAS/R
- Working knowledge of Python’s data-manipulation libraries (ex. pandas, numpy)
- Proven experience using MS Office Suite (Excel/Word/PowerPoint)
- Excellent attention to detail
- Exceptional communication skills with the confidence and passion to share knowledge
- Creative thinker who is observant to seek new opportunities and perceptive to abstract ideas
- Goal driven individual to seek out continuous improvement opportunities
Responsibilities
- Help develop predictive models that will form the basis of information-driven strategies executed within Credit Risk which includes credit limit assignment, marketing promotions, collections and new account adjudication.
- Help design and implement robust model deployment techniques, as well as performance metric tracking.
- Participate in development of new predictive models to support the business, including preliminary analyses of available data and advising on feasibility/impact.
- Predictive model validation and evaluation through development of objective specific metrics.
- Develop and maintain expertise with lending, credit scoring, behaviour scoring, portfolio management, direct marketing, data mining, and industry trends.
- Ad-Hoc analytical requests as needed
Benefits
- Career growth opportunities
- Product discounts
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What This Job Offers
Job Type
Part-time
Career Level
Intern
Education Level
Associate degree
