Credit Products Real Estate Group Manager

Regions Bank•Atlanta, GA

1d•$224,222 - $294,641•Onsite

About The Position

At Regions, the Credit Products Real Estate Group Manager oversees the real estate banking credit products teams responsible for partnering with a given business segment, coverage team, and risk management to lead the credit process for the area or group supported. These teams are responsible for operating in a client-facing capacity with the coverage team on the extension of credit products transactions to meet client needs. This individual will lead Credit Products Real Estate Managers to ensure proper execution of all real estate functions in credit products, including Real Estate Corporate Banking, Income Property Finance, and Home Builder Finance.

Requirements

Bachelor's degree, preferably in Business Administration, Real Estate, Accounting, or Finance
Fifteen (15) years of real estate underwriting, financial analysis, and portfolio management, risk management or relationship management experience
Five (5) years coaching, leadership, and/or management experience
Strong knowledge of the real estate industry, real estate market performance, and real estate loan structures.
Legal documentation experience

Nice To Haves

Completion of a corporate credit training program (or equivalent corporate banking/finance or real estate experience)
Master’s of Business Administration (MBA)
Analytical and problem solving skills
Broad knowledge of all credit disciplines and business strategy
Demonstrated self-starter with strong work ethic
Distinguished leadership and coaching skills
Excellent analytical and problem-solving skills
Excellent communication and interpersonal skills

Responsibilities

Assumes complete ownership of Real Estate Credit Products business and business direction: executing growth initiatives, ensuring CBG strategic alignment, and defining strategies to drive profitability
Leads Credit Products Real Estate Managers who oversee real estate functions, including Real Estate Corporate Banking, Income Property Finance, and Home Builder Finance
Oversees the Asset Management team, implementing CBG strategy and process improvement initiatives
Ensures the strategic development and direction of the REB Credit Products group by providing leadership that drives growth, operational efficiency, and team alignment
Develops and monitors Key Performance Indicators for approval document quality, credit servicing quality, and credit approval turnaround time – launching process improvement initiatives when necessary
Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing, and risk rating
Supports, communicates and leads new risk management initiatives in partnership with Risk and Compliance
Implements proper oversight and partnership with fulfillment to ensure loans are properly coded, booked and documented in accordance with approval
Continuously recruiting and building bench strength for the Real Estate Credit Products group
Creates and maintains strong working relationships with Key Stakeholders including Credit Products Leaders, Credit Officers, Client Coverage Teams, Capital Markets, Corporate & Leveraged Lending, Senior Leadership and Human Resources
Acts as a liaison to Credit Review, Risk Management and Audit for identification of any weaknesses in the risk management practices of Credit Products Real Estate teams
Ensures timeliness and accuracy of risk rating and develops a dynamic risk rating culture
Serves in a leadership position for all risk management initiatives and activities