Credit Product Manager

One Park Financial•Dallas, TX

About The Position

One Park Financial, a leading provider of financing solutions for small and mid-sized businesses, has been consistently recognized as a top workplace for seven consecutive years, earning both the Best Place to Work and Sun Sentinel's Top Places to Work awards. As a fast-paced and innovative financial services company, we take immense pride in disrupting the industry and positively impacting the lives of business owners nationwide. At One Park Financial, excellence and results are celebrated, and your skills and passion will be recognized and rewarded, providing opportunities for both professional and personal growth. We are looking for a strategic and hands-on Product Manager to lead the modernization of our credit decisioning platform. You will own the vision and execution for transforming legacy systems and reimagining end-to-end business processes across Document Processing, Pricing, and Final Funding — the core pillars of our small business financing operations. This role sits at the intersection of technology, operations, and credit, and requires someone who can bridge complex business workflows with scalable, modern AI/ML solutions.

Requirements

4+ years of product management experience, preferably in fintech, lending, or financial services
Strong understanding of credit decisioning workflows or small business lending operations
Experience modernizing legacy systems or leading platform re-architecture initiatives
Ability to work cross-functionally with diverse teams such as credit, risk, ops, engineering
Excellent communication skills — able to influence without authority
Exposure to Salesforce and API integrations with credit bureaus (Equifax, Experian), data providers, risk decisioning platforms and/or or open banking platforms (Plaid, DecisionLogic)
Bachelors or Masters (preferred) in STEM

Responsibilities

Define and own the product roadmap for credit decisioning modernization
Identify inefficiencies in legacy architecture and build the case for change based on Analytics
Translate business goals into a clear, prioritized product strategy
Conduct deep discovery across Document Processing, Pricing, and Final Funding workflows
Map current-state processes and lead redesign efforts to reduce friction, manual effort, and decisioning time
Partner with credit, operations, and risk stakeholders to validate pain points and solutions
Drive automation and intelligence into document intake, classification, and extraction (e.g., bank statements, tax returns, business financials)
Reduce manual review cycles through OCR, ML, and third-party data integrations
Re-imagine configurable, transparent pricing workflows that balance risk and competitiveness
Streamline the final funding process from approval to disbursement
Identify bottlenecks in stipulation clearing, contract execution, and fund release — and build solutions to resolve them
Work closely with engineering in an agile environment to deliver iteratively
Define and track KPIs to measure the impact of product improvements