Credit Operations Flood Specialist

Centennial Bank • Lubbock, TX

10d • Onsite

About The Position

The Credit Operations Flood Specialist reviews new and existing loan files and ensures that all flood insurance requirements are met.

Requirements

• High school or GED, plus specialized schooling and/or on the job education in a specific skill area, e.g., data processing, clerical/administrative, equipment operation, etc., plus 19 to 23 months related experience and/or training, and 1 to 6 months related management experience, or equivalent combination of education and experience.
• Ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers, clients, general public and other employees of the organization.
• Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to prepare and interpret bar graphs.
• Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
• Advanced: Word Processing/Typing
• Intermediate: 10-Key, Spreadsheet
• Basic: Accounting, Alphanumeric Data Entry, Contact Management, Database
• Nineteen (19) months of related experience and/or training
• Proficiency in the use of computers
• Must have keen attention to detail
• Ability to multi-task and prioritize
• Ability to work under time constraint

Responsibilities

• Prepares and reviews flood insurance calculations.
• Reviews flood insurance policies and verifies appropriate flood insurance coverage exists and is properly documented for all loans.
• Identifies potential risk exposures and needs for flood coverage.
• Communicates with lending or other bank staff on flood insurance-related questions or topics.
• Adheres to the bank policies and procedures while working on daily tasks related to flood insurance.
• Ensures that loans comply with all regulatory requirements.
• Completes required BSA/AML training and other compliance training as assigned.
• Works in a constant state of alertness and in a safe manner.
• Performs any other related duties as required or assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED