Credit Centralized Background Group Manager - Wealth, Corporate, Commercial & Institutional Banking
About The Position
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. SUMMARY Reporting to, and in coordination with, the Sr. Director of Credit and Lending for Wealth, Corporate, Commercial & Institutional Banking (WCIB) within the Chief Risk Office, the WCIB Centralized Background Group Manager will oversee a small staff responsible for the intake, review, summary and escalation as necessary, of background information for new and renewed commercial credit customers and affiliated parties.
Requirements
- Typically more than eight years of applicable experience.
- Bachelor's degree, or equivalent work experience.
Nice To Haves
- Ten or more years of experience in an applicable risk management environment, specifically credit and lending.
- Expert knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business.
- Expert knowledge of the business line’s operations, products/services, systems, loan documentation, and associated risks/controls.
- Advanced knowledge of Risk/Compliance/Audit competencies.
- Strong leadership and management skills of processes, projects and people.
- Excellent written and verbal communication skills.
- Highly organized and responsive to changing priorities
- Strong analytical, problem-solving and negotiation skills.
- Proficient computer skills, especially Microsoft Office applications, nCino, AFS & LIQ, SharePoint.
Responsibilities
- This role will be a hands-on leader, must prioritize workflow and organization as well as quality of product produced.
- This newly created group is an integral function of the Credit and Lending Program within WCIB Risk, responsible for a high volume of intake, review and delivery of background summaries back to the respective business lines, in a timely manner.
- When warranted, this role will also manage reviews through graduating levels of escalation.
- The purpose of the program is to ensure a consistent and effective standard is applied to background review of new and renewed customers based upon third-party provided info as well as various internally sourced data streams.
- This leader must have a continuous process improvement mindset, always in search of more efficient processes and increased precision of work product.
- This highly visible role will have exposure across several business lines, and up to executive leadership.
- We’re looking for a self-starter who can think critically and help build high quality, consistent, and timely processes.
- This responsibilities for this position may eventually include having direct reports.
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
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What This Job Offers
Job Type
Full-time
Career Level
Manager
