Credit Associate Analyst

CenterPoint Energy•Evansville, IN

1d•Onsite

About The Position

The Credit Risk Analyst's primary job responsibility is to identify and mitigate the credit risk of an assigned portfolio of commercial customers/accounts pursuant to existing policy and desk procedures.

Requirements

Bachelor of Business Administration from an accredited college or university with a major in Accounting, Finance or related field.
A minimum of 0-2 years of full time professional working experience, preferably in energy, banking or commercial credit.

Responsibilities

Monitor active regulated utility customers’ creditworthiness (credit investigation, financial statement analysis, industry research, payment trends)
Ensure reserve adequacy and compliance with CECL methodology
Process incoming credit requests in a timely and diligent manner
Monitor and collect outstanding accounts receivable balances
Monitor and enforce established credit limits and payment terms
Assist in the investigation, reconciliation and resolution of disputed accounts receivable balances and delinquencies
Identify high credit risk customer and recommend proactive mitigation in a timely manner
Submit severely past due items to third party collections agency and monitor status on a frequent basis
Assist in the administration of credit insurance program (as applicable)
Assist in SOX reporting and testing
Prepare quarterly performance and risk reporting
Negotiate and maintain credit enhancements
Assist in departmental compliance of internal controls
Exhibit CNP’s core values and develop positive interaction and collaboration with internal and external personnel

Benefits

Competitive pay
Paid training
Benefits eligibility begins on your first day
Transit subsidies
Flexible work schedule
paid holidays
paid time off
Access to discounts at fitness clubs
on-site wellness center at our headquarters in Houston
Professional growth and development programs
tuition reimbursement
401(k) Savings Plan featuring a company match dollar-for-dollar up to 6% and a company contribution of 3% regardless of your contribution