Credit and Compliance Analyst

Smith • Houston, TX

5d

About The Position

Job duties: Enter, update and retrieve information for customer applications received Determine credit worthiness of applicants by assessing creditworthiness of existing or prospective customers Designate degree of risk involved in extending credit by examining financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.) Ensure all approved applications comply with company and legal criteria and requirements Respond to all credit risk inquiries from customers and the various sales teams Review and deal with all sales team requests presented for the assessment of new and existing credit limits Perform ah-hoc tasks and assignments that might be handed to you Create new and update existing customer accounts Support daily Credit review and Order release functionalities Communicate with other departments, as well as management to alert them to any problems and/or high-risk situations Adhere to credit policy and guidelines Skills and qualifications: Bachelor’s Degree in Finance, Accounting or related field 1+ years’ experience as a Credit Analyst Strong knowledge of Microsoft Office suite KYC skills (Know Your Customer) – being able to research and evaluate data and information to determine compliance to all company and legal requirements, applying the KYC information to make informed decisions and solve problems Strong mathematical and analytical skills Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information Good interpersonal and communication skills Proven ability to calculate, post and manage accounting figures and financial records Excellent proficiency skills in all MS Office programs Immediately available preferred Reading of Cantonese and/or Mandarin preferred Education Diploma or above in Accounting or Finance discipline or equivalent experience in Accounts Receivable and/or Credit Review Software Requirements MS Office and Accounting Systems Position Type Full-Time/Regular FSLA Exempt Smith is an equal opportunity employer #LI-AK1 #LI-TT1 We are an Equal Opportunity/Affirmative Action Employer.

Requirements

• Bachelor’s Degree in Finance, Accounting or related field
• 1+ years’ experience as a Credit Analyst
• Strong knowledge of Microsoft Office suite
• KYC skills (Know Your Customer) – being able to research and evaluate data and information to determine compliance to all company and legal requirements, applying the KYC information to make informed decisions and solve problems
• Strong mathematical and analytical skills
• Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
• Good interpersonal and communication skills
• Proven ability to calculate, post and manage accounting figures and financial records
• Excellent proficiency skills in all MS Office programs
• Education Diploma or above in Accounting or Finance discipline or equivalent experience in Accounts Receivable and/or Credit Review
• Software Requirements MS Office and Accounting Systems

Nice To Haves

• Immediately available preferred
• Reading of Cantonese and/or Mandarin preferred

Responsibilities

• Enter, update and retrieve information for customer applications received
• Determine credit worthiness of applicants by assessing creditworthiness of existing or prospective customers
• Designate degree of risk involved in extending credit by examining financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
• Ensure all approved applications comply with company and legal criteria and requirements
• Respond to all credit risk inquiries from customers and the various sales teams
• Review and deal with all sales team requests presented for the assessment of new and existing credit limits
• Perform ah-hoc tasks and assignments that might be handed to you
• Create new and update existing customer accounts
• Support daily Credit review and Order release functionalities
• Communicate with other departments, as well as management to alert them to any problems and/or high-risk situations
• Adhere to credit policy and guidelines

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level