Credit Analyst
CB&S Bank•Mountain Brook, AL
About The Position
Responsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information. Maintains accurate department records and any other duties assigned by supervisor.
Requirements
- No less than one year experience in a commercial lending department or credit-related department of a commercial bank or other commercial lender, or four years retail banking and consumer lending experience.
- A demonstrated ability to interact with customers, listen effectively, and to communicate complex issues both orally and in writing.
Nice To Haves
- Bachelor's degree from an accredited college with a concentration in accounting/finance preferred.
- Significant banking and lending experience may substitute for education requirement.
Responsibilities
- Prepares credit memos
- Works with Loan Review
- Spreads financial information for relationships over $500,000 on a regular basis
- Consults customers, accountants and other contacts regarding credit.
- Prepares documentation for Officer's Loan Committee and Director's Loan Committee.
- Prepares Credit Risk Rating and Global debt coverage's for lenders.
- Complies with Regulators.
- Continually educates on regulatory issues, including various seminars and schools.
- Learns existing state federal regulatory.
- Reviews loans for compliance with regulators including real estate, retail and commercial.
- Maintains accurate department records
- Any other duties assigned by supervisor.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
Upload and Match Resume
What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Number of Employees
101-250 employees
