Credit Analyst - S&G Financial | Jackson, MS (36452)

Empire Truck Sales•Richland, MS

4d•Onsite

About The Position

S&G Financial is seeking a highly motivated and experienced Credit Analyst to join their team in Richland, MS. This position supports the financial operations of both Empire Truck Sales and Stribling Equipment, playing a critical role in facilitating responsible growth across their expanding customer base. The ideal candidate is a results-driven financial professional with strong analytical skills who excels in a fast-paced, high-volume environment. The Credit Analyst will drive sound credit decisions, manage risk exposure, and collaborate cross-functionally to support sustainable business growth across both partner organizations. The Credit Analyst is responsible for evaluating credit data and financial information for individuals and businesses applying for credit or loans. This position assesses risk exposure, determines creditworthiness, and supports decision-making regarding loan approvals, credit limits, and terms (including interest rates). This role prepares detailed financial analyses and reports to guide management decisions and works closely with remote sales representatives and internal departments to support customer acquisitions and ongoing account management.

Requirements

Bachelor’s degree in Accounting, Finance, Economics, Statistics, Marketing, or related field
Experience in a fast-paced, high-volume credit and collections environment preferred
Strong analytical and problem-solving skills
Proficiency in Microsoft Office and financial software systems
Excellent written and verbal communication skills
Ability to manage multiple priorities and meet deadlines

Responsibilities

Analyze clients’ credit data and financial statements to assess lending risk
Prepare comprehensive credit analysis reports and risk assessments
Review client records and recommend appropriate payment structures or credit terms
Complete loan applications, credit analyses, and loan summaries for management approval
Calculate and interpret financial ratios using internal systems and software
Communicate with credit associations and references to verify credit information
Collaborate with Sales, Supply Chain, and Marketing to manage credit exposure and financial orders
Monitor accounts to ensure timely payments and reduce risk of disputes
Communicate directly with clients to verify financial transactions and resolve credit-related concerns
Support remote sales teams in acquisition-related credit evaluations