US Corporates - Credit Analyst, Director, Retail & Consumer - Chicago

Fitch Group • Chicago, IL

7d • $140,000 - $180,000 • Hybrid

About The Position

Fitch’s North American Corporates Group is hiring a Director-level Credit Analyst to cover the Retail & Consumer sector. The role is available in the New York, Chicago, or Toronto office and offers the opportunity to serve as a lead coverage analyst at a global rating agency. The position involves assessing factors that affect company credit quality, developing financial models, engaging with industry management teams, presenting analysis to rating committees, and communicating rating rationale to external audiences. It also includes topical research, cross-group credit evaluation, industry representation, and mentoring junior analysts. Managerial responsibilities may be included.

Fitch emphasizes intellectual curiosity, the ability to explain analytically complex topics, strong communication, productivity, results orientation, and collaboration. The role is part of a global, team-oriented organization that promotes an inclusive and diverse workplace.

Requirements

• Bachelor’s degree at minimum.
• At least 8 years of relevant experience, including some coverage or knowledge of the Retail & Consumer sectors.
• Expertise in Excel and Word.
• Strong analytical, quantitative, and organizational skills.
• Excellent written and verbal communication skills.
• Ability to shift fluidly between multiple projects as priorities change.
• Ability to excel in a team-oriented environment.

Nice To Haves

• MBA or another advanced degree.
• CFA or CPA.
• Capital markets and/or credit analysis experience.
• Employee management experience.
• A deep understanding of and keen interest in Retail & Consumer.
• Professional background in capital markets and/or credit analysis, with well-developed financial statement analysis skills.
• Experience interpreting complex legal documents such as bank agreements and bond indentures.
• A strong pattern of leadership and the ability to interact proactively and successfully with stakeholders inside and outside the organization.

Responsibilities

• Analyze quantitative and qualitative factors affecting the credit quality of companies in the Retail & Consumer sectors.
• Develop and maintain comprehensive financial models.
• Conduct meetings with Retail & Consumer industry management teams.
• Present company analysis to internal credit rating committees.
• Communicate rating rationale to external audiences, including institutional investors, sell-side analysts, and media, through meetings, conference calls, press releases, and written research reports.
• Write timely and effective research on topical issues.
• Participate in evaluating other credits within Corporates and related credit groups.
• Represent Fitch at panel discussions and conferences arranged by industry associations, regulatory bodies, and others.
• Mentor junior members of the Retail & Consumer sector.
• Potentially take on managerial responsibilities.

Benefits

• Potential commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch, depending on the position.
• Opportunities to work with diverse teams and clients around the world.

What This Job Offers

• Job Type: Full-time
• Career Level: Director