Credit Analyst - Burlington
About The Position
Responsible for evaluating creditworthiness by analyzing credit reports, financial statements, and other relevant data to assess appropriate credit limits. Prepare detailed recommendations based on findings to assist in decision-making processes and approve credit limits within approval threshold. This role requires strong analytical skills, attention to detail, and the ability to interpret credit reports and financial information. CREDIT ANALYST ACTIVITES Approve accounts—review files and credit reports to make a solid credit decision/recommendation on the opening of an account and/or job account. Recommend credit limit, approve within threshold and work with Credit Manager for requests higher than threshold with justified credit analysis. Maintain accounts—analyze credit reports and make necessary changes/recommendations to credit limits to support sales growth while managing risk. Validate all customer master data changes. Record all activity on an account i.e., CRM. Releasing credit holds – Assist Collectors to review held orders and release daily orders and action accounts for review or increase as required. Monitor existing credit accounts to identify potential risk and opportunities. Proactively review and right-size credit limits, reducing risk exposure and working with Sales to support growth objectives. Legal files—maintain records and gather the information required to move forward with a claim, if required. Assist Collectors with Account Reconciliations and clean up as required at crunch times (quarter and year ends) Assist in department projects as assigned. CUSTOMER SERVICE/ COMMUNICATION Customer/Sales contact – be the liaison between the customer and sales for any issues related to credit limits and opening and closing of job accounts. TEAMWORK AND COLLABORATION Create and maintain a team atmosphere and ensure employee concerns are resolved promptly. QUALITY Understand and adhere to ISO policies and procedures. Perform continuous evaluation, development and execution of policies and programs. PERSONAL DEVELOPMENT Participate in conferences, seminars, and other educational opportunities, reading professional publications; maintain and participate in professional networks to enhance your knowledge and skills. Participates on committees and special projects as requested.
Requirements
- High School graduate – College diploma in accounting preferred.
- Certified Credit Professional (CCP) designation preferred, or in progress.
- 3 + years of credit experience within a multiple location environment.
- Understanding of different Credit Bureau reporting for analysis.
- Strong analytical and problem-solving skills.
- Strong attention to detail and accuracy is a requirement.
Nice To Haves
- Experience with JDE, CRM, and Microsoft applications would be an asset.
- Financial Statement understanding/analysis would be an asset.
Responsibilities
- Approve accounts—review files and credit reports to make a solid credit decision/recommendation on the opening of an account and/or job account.
- Recommend credit limit, approve within threshold and work with Credit Manager for requests higher than threshold with justified credit analysis.
- Maintain accounts—analyze credit reports and make necessary changes/recommendations to credit limits to support sales growth while managing risk.
- Validate all customer master data changes. Record all activity on an account i.e., CRM.
- Releasing credit holds – Assist Collectors to review held orders and release daily orders and action accounts for review or increase as required.
- Monitor existing credit accounts to identify potential risk and opportunities.
- Proactively review and right-size credit limits, reducing risk exposure and working with Sales to support growth objectives.
- Legal files—maintain records and gather the information required to move forward with a claim, if required.
- Assist Collectors with Account Reconciliations and clean up as required at crunch times (quarter and year ends) Assist in department projects as assigned.
- Customer/Sales contact – be the liaison between the customer and sales for any issues related to credit limits and opening and closing of job accounts.
- Create and maintain a team atmosphere and ensure employee concerns are resolved promptly.
- Understand and adhere to ISO policies and procedures. Perform continuous evaluation, development and execution of policies and programs.
- Participate in conferences, seminars, and other educational opportunities, reading professional publications; maintain and participate in professional networks to enhance your knowledge and skills. Participates on committees and special projects as requested.
Benefits
- Major medical + dental coverage for yourself and your dependents (flex plan options available)
- Employee Assistance Program
- Global travel coverage
- Pension plan with contribution matching
- Training, development and career growth opportunities
- Tuition re-imbursement program
- Promote from within culture
- A diverse and inclusive workplace
- Caring and nurturing environment
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
Number of Employees
101-250 employees
