Credit Analyst

Mizuho•Chicago, IL

1d•Hybrid

About The Position

This team is responsible for supporting Japanese corporate clients doing business in the Americas. You will be responsible for credit risk management. Work with and assist Account Officers to service the Bank’s corporate client base. Develop and analyze all types of credit information, complete documentation (including projections), prepare analysis and make appropriate recommendations. Assist in relationship management and promotion of non-credit business as required.

Requirements

Bachelor’s degree or higher in Finance, Accounting, Business, or Economics
Prior banking, rating agency or other financial institution experience is preferred
Effective verbal and written communication skills in both Japanese and English is required
Prior experience in financial statements / cash flow / credit analysis highly preferred
Good analytical, organizational and communication skills
Word, Excel, Access, and PowerPoint
Eligible to work in the US

Responsibilities

Financial statement analysis of borrowers and their parent companies
Preparation of credit applications, including new applications, renewals, amendments and extensions
Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.
Credit rating, both for borrowers and for each facility
Credit monitoring including conducting covenant checks
Asset quality assessment
Relationship management and promotion of non-credit business with clients
Information gathering related to clients’ business, industries and market competitors
Correspondence with clients to answer various requests and inquiries
Correspondence with other Mizuho offices to exchange information regarding Mizuho’s business strategy toward a specific client, business conditions of a parent company, etc.
Maintenance and updating of credit files
Preparation for regulatory examinations and internal/external audits
Preparation of credit documents
Preparation of documents related to both credit and non-credit business
Arrangement of business meetings with clients, etc.
Other duties as determined by managers.
Obtain a basic understanding of the applicable rules and regulations that govern the Bank
Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department
Attend Annual Compliance Training presented by the Legal & Compliance Department
Read and respond as necessary to all compliance-related materials received.
Comply with the Bank’s Code of Conduct.