Credit Analyst

Teichert • Sacramento, CA

9d • Hybrid

About The Position

The Credit Analyst I supports the credit and collections process by managing customer accounts, coordinating with internal departments, and ensuring timely and accurate billing and payment application. This role maintains strong communication with customers and project teams, prepares lien waivers and assists with billing packages, and performs accounting tasks to ensure compliance, resolve discrepancies, and support the financial health of construction and materials projects. Essential duties and responsibilities include actively supporting the company and business unit's goals by performing collections to minimize potential losses, collaborating across the company, adhering to policies and procedures, promoting Teichert's values, and building positive working relationships. The role contributes to the smooth operation of the Credit Department by responding to customer inquiries, resolving discrepancies, setting up new customers, managing construction receivables, collaborating with internal departments, validating cash payment variances, assisting with monthly billing packages and lien waivers, performing accounting tasks, monitoring customer accounts for financial risk, evaluating project-specific risks, maintaining documentation, assisting with credit reviews and audits, and staying informed on industry trends.

Requirements

• Bachelor’s Degree in Finance, Business Administration, or related field or an equivalent combination of training and related experience.
• 1-3 years in a Commercial Credit environment or an equivalent combination of technical training and related experience.
• Proficient in computer software skills including Word, Excel and Outlook.
• Proficient in ten-key.
• Excellent written and verbal communication skills.
• Ability to make sound decisions based on analysis, experience and judgment.
• Ability to problem-solve issues to resolution.
• Ability to work well under pressure, remaining composed and professional.
• Ability to work in a fast-paced environment, prioritize and manage multiple assignments.
• Strong organizational skills and time management practices.
• Ability to develop and maintain strong working relationships internally and externally.
• Ability to develop process improvements to enhance or streamline existing or new practices.
• Ability to maintain a high level of confidentiality.
• Sensitivity to customers’ needs and circumstances.

Nice To Haves

• Knowledge of Construction industry a plus.
• Experience with Viewpoint Vista or a similar ERP system preferred.
• Credit Business Associate (CBA) designation from NACM or ability to obtain required.

Responsibilities

• Manage customer accounts, coordinate with internal departments, and ensure timely and accurate billing and payment application.
• Maintain strong communication with customers and project teams.
• Prepare lien waivers and assist with billing packages.
• Perform accounting tasks to ensure compliance, resolve discrepancies, and support the financial health of construction and materials projects.
• Perform collections for the Credit Department to assist in minimizing potential losses.
• Collaborate across company and support consistent technical practices.
• Adhere to policies, procedures and standards that protect the company’s assets.
• Promote and protect Teichert’s values including teamwork, fair work environment and respect of others.
• Build and maintain positive working relationships with internal and external customers.
• Maintain a positive impression of the department and company with external customers through professional interactions.
• Respond to customer inquiries professionally, research and resolve account discrepancies, and serve as a communication liaison between customers and internal departments.
• Set up new customers and job accounts in the Vista ERP system in coordination with project teams.
• Manage collection of construction receivables by coordinating with Project Accounting on billing and conducting regular follow-ups with customers to monitor payment status and resolve outstanding balances.
• Collaborate with internal departments to gather missing documentation or resolve issues that delay payment.
• Maintain strong cross-functional relationships, particularly with construction operations, to support billing and collections processes.
• Validate daily cash payment variances and review aging reports to ensure accurate application of adjustments and prioritize collection efforts for construction and materials accounts.
• Assist in the submittal of monthly billing packages, including initial and follow-up lien waivers, in alignment with construction billing cycles.
• Issue updated lien waivers to reflect received payments and maintain compliance with project and legal requirements.
• Perform a range of routine to complex accounting tasks, ensuring accuracy, compliance, and adherence to critical deadlines.
• Monitor customer accounts to identify early indicators of financial risk and recommend adjustments to credit terms as needed.
• Collaborate with operations and legal teams to evaluate project-specific risks, including contract terms and lien rights.
• Maintain accurate and up-to-date credit documentation and account records within internal systems.
• Assist with periodic credit reviews, audits, and the preparation of reports for senior management.
• Stay informed on industry trends, construction market conditions, and payment risk factors to support sound credit decisions.

Benefits

• Equal Opportunity Employer

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level