Credit Analyst - Advance Partners

Paychex•Highland Hills, OH

2d•Hybrid

About The Position

Advance Partners, a Paychex-backed financial services firm, provides staffing agencies with payroll funding, invoice factoring, back-office support, and strategic services. The Credit Analyst monitors client and end-debtor performance and recommends or takes actions to protect the integrity of the collateral portfolio. The role analyzes clients’ ability to meet obligations, researches receivables and debtor creditworthiness, reviews transactions for anomalies, identifies and communicates risk factors, and prepares reports. The position trains and works in one of the local offices listed in the posting. After training, employees may choose a hybrid schedule of three days in the office and two days at home. The regular schedule is Monday through Friday, approximately 8:30 a.m. to 5:00 p.m. Eastern Time, with possible adjustments for other time zones. Applicants must be authorized to work for any U.S. employer; visa sponsorship is not available, and candidates may not be located in California. The role is open to U.S.-based applicants only.

Requirements

Understanding of basic finance and credit practices.
Ability to analyze data and understand its business significance.
Detail-oriented, customer-focused, proactive, and able to work under pressure.
Must be authorized to work for any employer in the United States; visa sponsorship is not available.
Must be located in the United States and may not be located in California.

Nice To Haves

Bachelor’s degree in Finance (preferred).
Customer service experience or skills (preferred).
Teamwork skills (preferred).
Detail-oriented approach (preferred).
Sales experience or skills (preferred).
Analytical skills (preferred).
Accounts receivable knowledge (preferred).
Accounting knowledge (preferred).
Finance knowledge (preferred).
Financial statements knowledge (preferred).
Working capital knowledge (preferred).
Underwriting knowledge (preferred).
Credit risk knowledge (preferred).
Liens knowledge (preferred).
Credit management knowledge (preferred).
Credit underwriting knowledge (preferred).

Responsibilities

Analyze clients’ financial positions and ability to handle obligations due to Advance, including portfolio size and concentration, existing liens and their effect on the portfolio, and workers’ compensation status and its effect on the portfolio.
Research accounts receivable for aging, concentration, and other issues; research end debtors’ financial viability and creditworthiness using available financial and credit information.
Review transactional information for anomalies that may affect Advance’s position.
Identify potential risk factors promptly and communicate them to appropriate teams in a timely manner.
Conduct thorough and accurate research and reporting of data.
Prepare and present accurate reports regarding the client base.
Complete tasks accurately and on time in an organized, effective, and positive manner.
Maintain open and professional relationships with clients and debtors.
Perform duties in accordance with company policies and procedures and in a way that supports teamwork.
Perform other duties as assigned.