Credit Analyst

R+L Carriers • Ocala, FL

9d

About The Position

The Credit Analyst follows established processes for new customer setup and credit investigations, establishes credit limits within assigned authority, and refers cases for approval when they exceed that authority. The role analyzes the creditworthiness of new accounts and credit limit increases for existing accounts using external credit risk management tools, reports, and previous sales information. The analyst identifies bad debt and financial exposure for leadership, responds to internal and external credit inquiries, maintains credit history files, and prepares recurring reports. The position also performs clerical duties as assigned and helps ensure warehouse security, cleanliness, and safety standards are followed.

Requirements

• High school diploma or GED required.
• Previous credit risk management experience preferred; 2+ years stated.
• Analytical and detail-oriented, with strong organization, attention to detail, and accuracy.
• Ability to excel in a fast-paced, time-critical environment.
• Proficiency with Microsoft Office Suite, including Outlook, Excel, and Word.
• Ability to use sound judgment when making independent decisions.
• Excellent verbal and written communication and follow-up skills.
• Knowledge and experience with local, state, and federal collection laws.
• Familiarity with accessing and interpreting business trade reference reports, such as Dun & Bradstreet and Equifax.
• Ability to review financial and trade information and make decisions supporting credit limits.
• Ability to read, write, and speak English fluently.

Nice To Haves

• Previous logistics, transportation, domestic, or international experience.
• Knowledge of TL, LTL, import/export, customs, accounts receivable, and accounts payable processes.
• Bilingual Spanish.

Responsibilities

• Follow established processes for new customer setup and credit investigations.
• Establish credit limits within assigned authority or refer applications for approval when they exceed established limits.
• Assess and recommend credit analysis practices that proactively identify and minimize risks.
• Create and maintain credit history files.
• Respond to internal and external client credit inquiries.
• Prepare weekly and monthly reports, including credit hold, bad debt, new credit application, and accounts receivable summary reports.
• Analyze and assess the creditworthiness of new accounts and credit limit increases for existing accounts using external credit risk management tools, reports, and previous sales information.
• Identify bad debt or financial exposure and report it to leadership.
• Provide daily and weekly account status reports.
• Perform other clerical duties as assigned, including faxing, filing, copying, and mailing.
• Help ensure warehouse security, cleanliness, and safety standards are adhered to.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED