Credit Analyst - SMG Direct Programs
About The Position
GreatAmerica Financial Services is seeking a Credit Analyst to join their Third-Party Origination Team. This role is responsible for underwriting small- to mid-sized commercial credit transactions sourced through independent brokers and referral partners across various industries. The Credit Analyst will evaluate credit applications involving equipment financing and other structured transactions, assess creditworthiness, and make independent decisions or provide well-supported recommendations. This is a fast-paced role that requires balancing risk discipline with responsiveness to support broker relationships and deliver an exceptional customer experience. A typical Credit Analyst handles multiple credit applications daily, depending on complexity, and the role offers a broad foundation for risk management within GreatAmerica, supporting career advancement.
Requirements
- A bachelor’s degree with a major or minor in Finance, Accounting, Economics, or related field.
- Demonstrated interpersonal skills.
- Excellent analytical ability.
- Enjoy making independent decisions.
- Ability to process information quickly.
- An understanding of financial statements and tax returns.
- Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.
Responsibilities
- Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions within established risk tolerances and prescribed time frames, providing written analysis and justification for the decision.
- Review, spread and analyze financial statements and/or tax returns as applicable.
- Utilize credit bureaus and review personal financial statements and/or tax returns as needed to evaluate personal guarantor’s creditworthiness.
- The primary focus will be within our Third-Party Origination vertical but may also support transactions within our other Specialty Markets divisions as needed.
Benefits
- Competitive Compensation
- Monthly Bonuses for Eligible Employees
- 401(k) and Company Match
- Annual Profit Sharing
- Paid Vacation - starting at 80 hours annually for employees in their first year of service.
- Paid Sick Days - Ten (10) per year with a conversion option for unused time.
- Ten (10) Paid Holidays per year
- Gym Reimbursement
- Health Insurance
- Dental Insurance
- Vision Insurance
- Short-Term and Long-Term Disability
- Company Paid Life Insurance
- Flexible Spending Accounts (FSA)
- Health Savings Accounts (HSA)
- Employee Assistance Program
- Parental Leave
- Tuition Assistance
- Networking Opportunities
- Leadership Development Opportunities
- Paid Parking
- Service Awards
- Hybrid work arrangements
- Business casual environment
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
