Credit Analyst

Wintrust•Rosemont, IL

9d•Onsite

About The Position

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

Requirements

Bachelor’s degree in Finance or related field
At least 2 years of commercial/small business loans underwriting experience
At least 3 years of commercial/small business loans underwriting experience if no Bachelor’s degree
Previous experience with Regulation B
Excellent analytical and problem-solving skills
Excellent organizational skills, attention to detail and ability to work in a fast-paced environment

Responsibilities

Credit review and analysis of new and renew small business loans, including but not limited to calculations of business cash flow, personal cash flow, debit service ratios, etc.
Analyze and review loans for completeness and other required due diligence
Present loan decisions in accordance with established procedures and underwriting criteria
Identify alternative financing options for borrowers that do not qualify for their original requests
Apply delegated credit authorities per policies and procedures
Work closely and provide support to Relationship Managers to help build strong relationships with customers
Other duties as directed