Credit Analyst/Senior Credit Analyst

RedBuilt LLC•Boise, ID

12h•$62,000 - $80,000•Hybrid

About The Position

RedBuilt™ is a leading engineered wood products, structural components, and construction systems supplier to the commercial construction industry across North America. Our continued reputation for unparalleled customer service and support goes back over 50 years. We are built on safety, customers, careers, community, and the structures we shape. Summary: The RedBuilt Credit Department assesses risk, secures statutory lien/bond rights, and facilitates collection of outstanding accounts receivable. Successful implementation turns sales into cash and minimizes the risk of bad debts. We are looking for a full-time Credit Analyst or Senior Credit Analyst to join the Credit Team. They are expected to be a conceptual thinker with strong communication skills. The ideal candidate will be flexible, adapting to change and shifting priorities while demonstrating excellent organization and time management skills. They must also have excellent computer and problem-solving skills. They will demonstrate sound professional judgment and the ability to balance risk mitigation with business growth, while acting as a trusted partner to the Credit Manager, Sales, and Operations by providing thoughtful analysis and recommendations. They will take ownership of assigned responsibilities while proactively identifying opportunities to improve credit processes and outcomes. Most of all, they will be committed to the RedBuilt “Why” and dedicated to helping the company minimize the risk of bad debts.

Requirements

Strong working knowledge of credit approval, invoicing, payment processing, collection, and cash application procedures
Solid understanding of lien laws and legal aspects of construction finance
Demonstrated business acumen with an understanding of how credit decisions impact cash flow, sales, and customer relationships
Excellent communicator who partners effectively with sales personnel, external customers, general contractors, project owners and lenders
Demonstrates professionalism, maturity, and confidence in handling sensitive or high stakes credit matters with both internal and external stakeholders
Fantastic organizational and time management skills with a proven ability to meet deadlines and accommodate competing priorities.
Self directed, with a proactive mindset toward process improvement and collaboration
Interest and aptitude in expanding knowledge of credit policy, risk management, and construction finance trends.
Proficiency in Microsoft Office, MS Teams, and other related computer applications.
Minimum 4 years credit/collection experience
Construction Industry knowledge or experience, particularly with construction financing, draw schedules, progress payments, and lien rights.

Nice To Haves

NetSuite experience a plus and/or proven ability to adapt easily to new ERP software
Bachelor’s degree in a related field a plus, or additional equivalent experience

Responsibilities

Perform key Credit Analyst responsibilities which include filing preliminary lien notices, lien waivers, billing paperwork, and supporting administrative tasks
Evaluation and approval of credit/project information up to a designated credit limit
Research and resolve customer credit inquiries
Collection of outstanding accounts receivable while protecting lien rights
Serve as a subject matter expert for credit policies, lien rights, and collection practices
Contribute to the development and continuous improvement of credit procedures
Participate in cross functional discussions related to customer risk, disputed accounts, or process improvements
Additional duties as assigned