Credit Analyst/Portfolio Lender Search Fund & Sponsor Finance Lending

Parkside Financial Bank & Trust • Bedford, NH

8d

About The Position

Parkside Financial Bank & Trust started in 2007 with four professionals and one big goal: to make business banking and wealth management more personal, more insightful, and more responsive. Today, we’re an independent partner for successful families and privately held businesses, bringing together banking, commercial lending, trust, and family office services in one place.

From St. Louis to Denver to Bedford, we’ve grown with our clients to $1 billion in Bank assets and approximately $3.6 billion in Trust & Family Office assets under management. We’ve also been recognized as a Top Workplace in St. Louis for five consecutive years thanks to a team that’s Smart, Likeable, Entrepreneurial, and Dependable. If you like doing great work with great people, you’ll fit right in.

Why Parkside? We are a fast-growing, high-trust team where you’ll do real work, learn quickly, and be genuinely valued.

Ready to dig into deals, sharpen your credit skills, and work directly with clients? We are seeking a Credit Analyst/Portfolio Lender to join our Search Fund & Sponsor Finance Team. You'll help evaluate and underwrite direct loans and other credit exposure to search funds and private equity owned borrowers in the lower middle market. A bachelor's degree (or equivalent experience) is required; Finance, Accounting or Economics preferred.

Requirements

• Formal credit training and at least 2+ years of underwriting and/or portfolio management experience
• Bachelor's degree is required; emphasis in Finance, Accounting or Economics preferred
• Demonstrated strong financial acumen and high-level problem-solving skills
• Detail oriented and highly organized
• Strong written and verbal communication skills
• Able to multi-task and prioritize to meet deadlines
• Able to work both independently and as an integral part of a team
• Quickly and proficiently comprehend new information
• Able to focus on key priorities and thrive in a complex and ever-changing environment
• Strong work ethic
• Stable under pressure or stress
• A thorough understanding of all policies, procedures and regulations pertaining to the job
• Willingness to learn and contribute to company’s financial growth and profitability

Responsibilities

• Provide comprehensive support to the Search Fund & Sponsor Finance Director through financial and credit analysis, collateral assessment, ratio calculations, and additional underwriting tasks for new loans, renewals, and annual reviews.
• Accurately review and enter applicant companies' financial statements into the LoanVantage loan management system to support loan processing and analysis.
• Build relationships with clients to be their trusted advisor; establish clients as referral resources by providing extraordinary service.
• Assess applicants' financial positions and prepare commercial loan requests and renewals, evaluating creditworthiness based on financial data while ensuring compliance with loan policies and banking regulations.
• Gather all required client documentation and complete internal financial statement spreadsheets and projections reflecting the client's financial condition.
• Evaluate clients' stability, managerial aptitude, and creditworthiness by analyzing both personal and corporate documents, including balance sheets, income statements, and tax returns.
• Conduct ongoing monitoring of loan portfolios, encompassing both loan reviews and renewals.
• Oversee credit monitoring activities, including analysis of borrowing bases, financial covenants, margin loans, and related items.
• Develop and sustain positive, trusted relationships with colleagues, clients and vendors.
• Maintain a regular presence in the office to collaborate with team members and support daily operations, while also enjoying a flexible work environment to accommodate personal and professional needs.
• Willingness to travel to conferences and industry events as needed to represent the company and foster professional development.

Benefits

• Competitive salary with bonus
• Medical, dental, and vision insurance
• 401k Plan + Employer Match
• Employee Stock Options
• Paid 4 Week Sabbatical Program, including $5,000 for travel, with every 5 years of employment
• 12-week Paid Maternity Leave
• Tuition Reimbursement
• Employee charitable giving support
• Company-paid parking & more!

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 11-50 employees