Analyst, Specialty Underwriting and Portfolio Management - Corporate & Sponsor Lending

Capital One • McLean, VA

1d • $119,400 - $149,800

About The Position

The Commercial Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial’s Bank’s growth and ensuring we have a scalable, well-managed business. This role supports the Corporate & Sponsor Lending - Cash Flow (CSL-Cash Flow) line of business. Capital One’s CSL-Cash Flow group includes the Diversified Industries, Food & Beverage, Healthcare and TMT industry verticals within the Middle Market Bank. The group provides financing to medium to large companies for mergers and acquisitions, corporate growth, balance sheet re-financings and recapitalizations. The CSL-Cash Flow portfolio consists of over 560 clients and $30 billion in credit exposure. The CSL-Cash Flow Portfolio Management team is responsible for all portfolio management activities.

Requirements

• Bachelor's Degree or Military Experience
• At least 2 years of experience in credit underwriting, portfolio management or asset management

Nice To Haves

• Bachelor's Degree in Accounting or Finance
• Completed coursework or training in credit risk management

Responsibilities

• Act as the primary account manager for a portfolio of ~15 loan accounts
• Evaluate accounts and credit facilities by performing financial statement analysis, reviewing spreads, calculating adherence to compliance statements & loan covenants, and assessing the overall risk within the client’s business, industry, customer base and geography
• Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities
• Perform research and analysis of industry and market data to complete financial projections
• Ensure compliance with credit policies and procedures for existing accounts
• Compile and synthesize loan, market and company information to complete annual client reviews, and other non-material loan amendments
• Support underwriting team on material loan modifications including renewals, refinancing's and recapitalizations by assisting with due diligence, financial analysis and financial modeling
• Prepare and present account updates to senior leadership during quarterly portfolio review
• Work with internal partners to assist with closing process requirements

Benefits

• performance based incentive compensation
• cash bonus(es)
• long term incentives (LTI)
• comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level