Credit Analyst Intern - S&G Financial | Jackson, MS (37010)

Empire Truck Sales • Richland, MS

7d • Onsite

About The Position

S&G Financial is seeking a motivated Credit Analyst Intern to support financing for heavy equipment and commercial trucks. This paid internship offers hands-on experience in commercial finance and credit analysis, allowing interns to develop practical analytical, credit, and business skills alongside experienced professionals. Interns will gain exposure to real-world commercial lending and learn how responsible credit decisions support customers across Empire Truck Sales and Stribling Equipment.

Requirements

• Currently pursuing or recently completed an associate or bachelor's degree in Finance, Accounting, Economics, Business, Statistics, or a related field.
• Interest in credit analysis, commercial lending, equipment financing, financial services, or risk management.
• Strong attention to detail, sound judgment, and an analytical mindset.
• Working knowledge of Microsoft Excel, Word, and Outlook.
• Clear written and verbal communication skills.
• Ability to manage multiple assignments, meet deadlines, and ask thoughtful questions.
• Professionalism and the ability to protect confidential information.
• Legal authorization to work in the United States without employer-sponsored work authorization now or in the future.
• Ability to work on-site; full-time hours.

Nice To Haves

• Coursework in financial statement analysis, accounting, banking, lending, economics, or data analysis.
• Previous internship, office, customer service, banking, finance, or collections experience.
• Familiarity with financial software, credit reporting tools, or business analytics.
• Interest in the commercial truck, heavy equipment, construction, or transportation industries.

Responsibilities

• Assist with reviewing credit applications, financial statements, payment histories, credit reports, and trade references under the guidance of experienced team members.
• Help calculate and interpret financial ratios used to evaluate creditworthiness and lending risk.
• Support the preparation of credit summaries, loan documentation, and risk analysis for management review.
• Research and verify customer and business credit information using internal systems, credit bureaus, associations, and trade references.
• Learn how payment structures, credit terms, equipment loans, leases, and dealer financing options are evaluated.
• Assist with monitoring customer accounts and identifying past-due balances, discrepancies, or documentation needs.
• Partner with Sales and other internal teams to support customer onboarding, equipment and truck acquisitions, and financing requests.
• Communicate professionally with internal teams and, when appropriate, customers to gather documentation and clarify account information.
• Maintain accurate records while managing confidential financial information with care and discretion.
• Contribute to special projects related to credit operations, reporting, collections, and process improvement.

Benefits

• Competitive hourly pay
• Firsthand experience with real-world commercial credit and financing processes
• Mentorship and exposure to experienced finance, sales, and operations professionals
• Opportunities to strengthen financial analysis, communication, and business decision-making skills
• Experience supporting two established dealership organizations serving the trucking, construction, forestry, and heavy equipment industries
• A professional environment where initiative, curiosity, and growth are encouraged

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree