Credit Analysis Team Specialist 1
About The Position
F&M Bank’s Credit Analysis Team (“CAT”) Specialist performs a myriad of administrative and analytical tasks including, but not limited to, tracking branch loan requests, communicating maturing loans to account officers, packaging loan presentations for submission to Credit Administration, and spreading financial statements. CAT Specialists participate in the credit analysis process and receive internal training opportunities. CAT Specialists gain experience in Net Operating Income analysis, ACH/RDC processing, Buker’s Tax Analysis & Moody’s Risk Analyst spreading, as well as develop a solid understanding of applicable lending policies and procedures. CAT Specialists are an important part of the credit analysis process, logging and tracking incoming work, providing data entry, preparing and collecting 3rd party reports for the loan presentation set-up, and spreading financial statements.
Requirements
- Above average written and verbal communication skills
- Continuous, high-level attention to detail
- Enthusiastic appreciation for credit analysis
- Professional self-starter with a talent for investigative problem solving
- Ability to work effectively without direct supervision
- Demonstrates teamwork in facilitating workflow
- Understands how to prioritize effectively
- Ability to remain focused and organized when faced with the pressure of continuous deadlines and requests
- An inquiring mind and accounting aptitude
- Successful completion of a credit history review
- Minimum of an Associate’s degree in Business, Accounting, Finance, or related field
- Minimum of 6 months related experience in a financial function/role
- Must have experience in, or be proficient in using banking or finance-related PC applications used for complex data entry such as Moody’s Risk Analyst, Buker’s Tax Analysis spreading software, or other financial applications
Nice To Haves
- Bachelor’s degree preferred
- Previous experience in a financial institution environment preferred
Responsibilities
- Tracking branch loan requests
- Communicating maturing loans to account officers
- Packaging loan presentations for submission to Credit Administration
- Spreading financial statements
- Participating in the credit analysis process
- Gaining experience in Net Operating Income analysis, ACH/RDC processing, Buker’s Tax Analysis & Moody’s Risk Analyst spreading
- Developing a solid understanding of applicable lending policies and procedures
- Logging and tracking incoming work
- Providing data entry
- Preparing and collecting 3rd party reports for the loan presentation set-up
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
Associate degree
