Credit Administrator
About The Position
The Credit Administrator is an individual contributor on the Credit team and reports to the Credit Manager. The role helps maintain the organization’s financial health by managing credit functions, assessing customer creditworthiness and risk, and supporting compliance with regulatory standards and company credit policies. The Credit Administrator evaluates credit information, onboards customer accounts, determines credit limits and payment terms in coordination with Sales and Finance, and monitors the financial health of existing clients. The position also maintains accurate credit documentation and supports audits and regulatory reviews.
Requirements
- Associate’s or bachelor’s degree, or four years of equivalent credit experience in lieu of a degree.
- Two years of experience in commercial credit analysis, B2B credit risk administration, or a related financial role.
- Hands-on experience with credit management software and ERP systems; Microsoft Dynamics 365 and enterprise CRM systems are preferred.
- Strong understanding of financial statements and credit analysis.
- Ability to analyze complex credit files.
- Knowledge of relevant laws and regulations regarding credit data.
- Previous experience in credit administration or a related field.
- Strong analytical and problem-solving skills.
- Excellent attention to detail and organizational abilities.
- Ability to work independently and as part of a team.
- Excellent interpersonal and communication skills to liaise effectively with clients, internal teams, and senior management.
- Proficiency with credit management and financial analysis tools.
- Good understanding of accounting principles and practices.
- Ability to maintain confidentiality and handle sensitive information.
Responsibilities
- Assess customers’ financial stability using credit reporting data and payment history.
- Onboard new customer accounts by capturing data and creating customer profiles.
- Determine appropriate credit limits and work with Sales and Finance to establish payment terms.
- Maintain detailed records of credit activities.
- Communicate with the Sales team and Finance regarding credit issues.
- Assist in developing and implementing credit policies.
- Provide support during audits and regulatory reviews.
- Ensure compliance with company credit policies and legal requirements.
- Monitor clients’ ongoing financial health and regularly review existing credit lines, adjusting limits or terms as needed.
- Maintain precise records of credit approvals, credit lines, and risk profiles in Microsoft Dynamics 365 and CRM platforms.
- Create and maintain customer credit files in Microsoft Teams, including Secretary of State registration, Dun & Bradstreet credit reports, and other customer-related credit documents.
Benefits
- Multiple medical plan options
- Company contributions to HSA and HRA accounts
- Dental coverage, including orthodontic benefits
- Vision plans
- Company-paid basic life and AD&D coverage
- Short-term and long-term disability insurance
- Employee Assistance Program (EAP)
- Three weeks of paid time off, plus company holidays and floating holidays
- 401(k) with company match
- Paid maternity leave
- Healthcare and dependent care flexible spending accounts (FSA)
- Voluntary benefits, including critical illness, hospital indemnity, accident insurance, pet insurance, homeowners and auto insurance, supplemental life and AD&D coverage, and legal services
- Commuter benefits
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
