Coverage Counsel -Morristown, NJ – Jersey City or Remote

Crum & Forster • Morristown, NJ

4d • $100,400 - $188,700

About The Position

Crum & Forster is seeking a Claims Coverage Counsel for its Sharing Economy/Transportation lines of business. The position is available in Morristown, New Jersey, Jersey City, or remotely. The counsel is responsible for outcomes on specific severe or complex claims and must have insurance coverage experience in Transportation or Sharing Economy matters.

The role works closely with front-line claims employees, claims managers, underwriters, and risk engineering partners to develop coverage analyses, review coverage position letters, guide claim investigation and disposition strategies, and provide feedback on policy forms and claim analysis. For litigated matters, the counsel ensures qualified attorneys are assigned and appropriate litigation management strategies are developed and implemented. Work may also include declaratory judgment actions, Time Limited Demands, allegations of unfair claims practices, and case strategy.

The position requires a bachelor’s degree or equivalent experience and a Juris Doctorate. The ideal candidate has at least six years of relevant technical claims-handling experience, although qualifying law-firm insurance coverage experience in Transportation/Sharing Economy matters may be considered instead. The role requires travel by automobile and public transportation and compliance with departmental policies, procedures, and authority levels.

Requirements

• At least 6 years of experience in a technical claim-handling role, specifically in Sharing Economy/Transportation claims, ideally with a commercial property and casualty company or a self-insured company in those fields.
• Bachelor’s degree or equivalent experience and a Juris Doctorate.
• Coverage experience in Transportation/Sharing Economy matters, including areas such as UM/UIM, PIP, ridesharing, delivery services, small fleet issues, and Federal and State statutory rules.
• Legal experience at a law firm handling insurance coverage issues in Transportation/Sharing Economy matters may be considered in lieu of claims-handling experience.
• Proven creative problem-solving abilities.
• Excellent written and oral presentation skills.
• Proficiency with computers and Microsoft Office Outlook, Word, and Excel.
• Excellent interpersonal skills and ability to lead and work cooperatively.
• Ability to adapt easily to change.
• Ability to travel by automobile and all forms of public transportation.

Nice To Haves

• Major claim adjustment and coverage analysis experience.
• Supervisory experience.

Responsibilities

• Handle declaratory judgment actions related to Transportation/Sharing Economy matters in which a company entity is named as a party.
• Collaborate with front-line claim employees and managers to provide coverage analysis and review coverage position letters.
• Help ensure each claim receives an appropriate investigation and disposition strategy and that timely coverage analyses are completed and positions established.
• For litigated matters, ensure competent attorneys are assigned and litigation management strategies are developed and employed.
• Work with Transportation/Sharing Economy underwriting and risk engineering partners to provide feedback on policy forms and claim analysis.
• Address matters that may include Time Limited Demands, allegations of unfair claim practices, interaction with underwriting partners, and case strategies.
• Follow departmental policies and procedures, including authority levels, to comply with C&F risk management controls.
• Travel by automobile and all forms of public transportation.

Benefits

• Competitive compensation package, with annualized base pay ranging from $100,400 to $188,700 for the advertised position and possible discretionary equity-based compensation and/or performance-based variable pay.
• Generous 401(k) employer match.
• Employee Stock Purchase Plan with employer matching.
• Generous paid time off.
• Health, dental, and vision benefits, plus programs supporting physical, mental, and financial well-being for employees and their families.
• Tuition reimbursement, industry-related certifications, and professional training.
• Matching donation program, volunteer opportunities, and an employee-driven corporate giving program.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Ph.D. or professional degree